So when I bought my car the rear brakes needed doing and I knew what they cost (except for a nice 35% off code the misses found). So I ordered the parts and on Saturday I started pulling them apart. Starting with the near side I as it was the noisy one I expected to find a very worn inner pad.... but I didn't find that..... I didn't find a pad at all! The outer one was there and had a few mm of material but the inner pad was nowhere to be seen. Which meant the piston was pushing straight onto the disc. As you can probably imagine the piston looks very unhealthy, which was backed up when I tried to rewind it and it is seized completely solid. I even broke 2 rewind tools attempting to turn it back in. Sheared them off completely. Oddly the piston still pushes out when you push the pedal, but it will not rewind.
Needless to say a new pair of rear calipers are on their way.....

UPDATE: See post 10....