Car Mod Insurance

General Forum for Warranty, Dealers, Servicing, Insurance, Breakdown, etc
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lucas123
Neutral
Posts: 38
Joined: Mon Jul 21, 2003 6:15 pm

Car Mod Insurance

Post by lucas123 » Mon Oct 20, 2003 6:07 pm

Phoned my insurance company to get a quote on an engine mod - Chip,exhaust,Turbo's & suchlike. They laughed at me & said more chance of finding a three legged balerina - in otherwords NO! we won't insure it's too risky. . So does anyone know any good insurance companies that like taking risks or does everybody just keep quiet & pretend they have standard s4's ???????

DavidT
Cruising
Posts: 6096
Joined: Tue Jan 07, 2003 4:46 pm
Location: Cheshire

Re: Car Mod Insurance

Post by DavidT » Mon Oct 20, 2003 6:13 pm

Not disclosing mods to your insurer means you run the risk of being un-insured, so the only sensible advice is to inform them.

Try greenlight 01277 263 030. They are mod friendly and I have no hesitation in recommending them.

DJG
2nd Gear
Posts: 186
Joined: Thu Jan 30, 2003 1:38 pm
Location: Reading

Re: Car Mod Insurance

Post by DJG » Mon Oct 20, 2003 6:19 pm

Privilegwe/Directline will cover you, but increase the premium dependent on the % increase in power.

David

Joshie
5th Gear
Posts: 1039
Joined: Mon Jan 06, 2003 5:22 pm

Re: Car Mod Insurance

Post by Joshie » Wed Oct 22, 2003 10:39 am

Lucas - search this forum and you'll find a shortlist of Mod friendly insurers.

When you get your quote insist that they send you a letter summarising the modifications you declare. Peace of mind and removed ambiguity in the case of a claim.

Good luck.

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