INSURANCE

[SimonS4MTM]

Just got a quote from them as my insurance is due for renewal in 3 weeks, i dont want to give away the exact price but lets just say it is 45% cheaper than elephant.

[rolskii]

I did say so - mines going through in a few days - nice enuff quote to do in one hit -

[derdle]

Odd - they couldn't match last years Elephant premium when I contacted them a week or so ago. I've since had my Elephant renewal come through and it is less than last year. Not a typo - yes less than last year.

[DaveP]

Umm...tried to phone these guys - the number on their website is 'not accepting calls at this moment'

[derdle]

Hi DaveP ... I've finally got through to Elephant to make a minor change to the policy and told them casually that my other half is "between jobs".

The bast**ds want to add £ 66 to the policy because she present a higher risk.

They say that she has greater access to the car. What....nothing has changed, I drive the car every day and she sometimes will drive the car at weekends or the evenings, so the fact she hasn't got a job means nothing to them.

Anyway, I complained and stated that I'd been a customer for 6 years and that this is in fact "discrimination" (against the unemployed) - they have now agreed to write off the increased premium.

I was getting ready to go the European Court of Human Rights...... deep breaths.....right, ok, calming down now.

Paul

[rolskii]

Well Just done my years subscription with Noel Dazely..... paid in full ....

[derdle]

Oddly Noel Dazely couldn't match Elephant for me. Perhaps I fit with Elephants target customer in terms of old gittedness!

Paul

[SimonS4MTM]

or maybe they have enough business now!

[Scotty]

I spoke with Dean and he came up with a price 1/3 less than I'm currently paying. I then asked what the stated exclusions were. It was the normal racing, track days, speed testing etc.

We then had a discussion about the 'ring at which point he went away and checked. He came back to say I wouldn't be covered but when pressed I don't think they've excluded it. He kept referring to the exclusion of "racing of any description" clause or 'anything of that nature'. If I had one of these policies and needed to claim I reckon I may have to go to court but I don't believe it's actually excluded since driving around the 'ring is non-competitive. He did conceed it was a grey area.

The last time I asked that question I got the 'ring explicitly included in my policy!!