renewed for £580!

[Gravitypilot]

renewed for £580! and im well chuffed.. Admrial

27 years young 7 years ncb protected

im happer to go with a big company rather than one that no ones experienced claims process with!

[MountainMutant]

who with...I'm doing the search at the moment

[Ceveman73]

As the man said - ADMIRAL!

[el_ringo]

That is pretty good, they insured me for just a little more.

[spurtle]

All mods declared? You must live in a zero-crime area! Oh, and what excess?

[Gravitypilot]

Declared- £750 excess total, hardley going to be claiming unless serious these days

[ChrisRS6]

Just had a real quote for £9,999.00 using Go Compare!

Bottom of the list and it came from a company called 'Key Worker Insurance' !!!!

That was a legitimate quote... I didn't lie about anything.

32yrs old
2 claims in last 5 yrs (1 fault, 1 non-fault and both were less than £1,200 each).
12yrs protected no-claims
No convictions/endorsements
Wife as 2nd driver (same age, no claims, no points)
Stored on driveway
7k social milage only
H&Rs declared but no other mods

Did get something sensible from Sky Insurance brokers though... but I'll keep searching. Trying to get it under the magic £700 mark!

[Gravitypilot]

Did get something sensible from Sky Insurance brokers though... but I'll keep searching. Trying to get it under the magic £700 mark!

good luck, £700 would be good due to claims, all claims count against it fault and non fault

the trouble with sky for me is that no one has ever gone though a claim process with them,

and the real problemo, the sales bod was way to pushy on the phone with if you can secure the poliy today we could give you an extra discount sales speel

and when i asked for the quote to be sent in writing yeh sure no problems.. and 14 days later no quote... im hardley going to go chasing a company that cannot be arsed to do that for me.. imagine the claims process... they would never get back to you!

is not a cat in hell chance that i would go with them IMO


bell/admrial part of same group anyways.. if you give them a call after taking the quote that came up on confused.com say you want to place buiness with them directley and they might give you the 10%-15% off the policy that they would normally have to pay in comission to confused!

[ChrisRS6]

Completely agree Gravitypilot.
Salesman was helpful on the phone and said the actual words ... "If you secure the policy today we can do you a discount".

With Admiral at the moment and renewal came in at £750... but that is without the H&Rs declared.
I will call them to declare this 'mod' and see how this impacts the quote.

Definately need to declare this ASAP as I didn't realise it was missing until I had the renewal through
Schoolboy error on my part which had the potential to end in tears and a whole load of trouble had I not spotted this

[Gravitypilot]

[quote="ChrisRS6"]
With Admiral at the moment and renewal came in at £750... but that is without the H&Rs declared.
I will call them to declare this 'mod' and see how this impacts the quote.
[quote]


My story at the start btw... I was with Bell insurance (part of admiral group).. they sent renewal to me for £940.. i was had 540i insured for 6 months the previous year and then paid about 350 additional premium when i switched to the 6.

When i got the renewal i thought it was reasonable, i would have expected to pay around 1k with a decent company..

if you have been with admiral for a claim you will know they are pretty good?

ran a quote to sky, direct line... then very annoying CONFUSED... admiral came otu on top at about 700 ish.. then i went back to admiral rather than bell.. and said they are taking the micheal...

they found the quote that had come though the system for confused... checked some more details and got it down to a blooming good about 583!!! with protected NCB for a undercover monster!

[scooby-tc]

Salesman was helpful on the phone and said the actual words ... "If you secure the policy today we can do you a discount".

I had the very same spiel from the sales guy at sky but they did come in cheaper than my previous best quote so i gave them the benefit of the doubt.If it doesnt go down significantly next year i will be going back to my previous insurers who were spot on

[Gravitypilot]

im sure they will be okay, they have an underwrighter that they are going to... so they are going to try to wright a rate to beat your best quote... so as long as you dont take the mick to much they should be able to better most rates... but they did put me off

[ChrisRS6]

Delaring my H&Rs with Admiral was a right pain! After being put on hold for 20 minutes while the girl on the phone checked to see what the words shock-absorbers, and coil-overs meant, it added another £58 to my renewal quote.

Elephant on the other hand, came up with £578 Whoop Whoop!!

All sorted now!

[Gravitypilot]

Delaring my H&Rs with Admiral was a right pain! After being put on hold for 20 minutes while the girl on the phone checked to see what the words shock-absorbers, and coil-overs meant, it added another £58 to my renewal quote.

Elephant on the other hand, came up with £578 Whoop Whoop!!

All sorted now!

elephant also part of the same group... thats cheap dude really cheap for a supercar..

with 2 claims as well im not sure how you did that.. are you also remapped?

what was your total accidental damage excess?

imagine what the cost would be for a similar power italian motor!

[ChrisRS6]

Yeah, really pleased with that.

Standard RS6 apart from H&Rs ... At the moment

Total excess on accidents is £250 compulsory and £100 voluntary.

At 32, I think I have a few years on you which probably helps as well!

With so many variables, I guess a company that is cheap for one person could be much more for another person. Elephant and Bell were very similar but most others were at least £200 more.