Insurance???

[nikb]

Just wondered who you are insured with, how old are you, what mods and what do you pay??

Thanks
Nick

[Ads4]

I've just taken insurance with a small company that was recommended to me called Universal Insurance (they trade as sky insurance). Sounds a bit dodgy but I had 3 accidents last year (none my fault-side swipe by a bin lorry, deer and hit in a car park!!) and lost my 5 years no claims. I declared my remap, Milltek & springs and everyone quoted around £2.9k!! Sky came in at £1.8 fully comp so they got my vote I'm 35 by the way with 3 points.

[ZeroK66]

I am with Greenlight... due to my age(24) and level of mods. They were the only people who would insure me at a decent cost. Great as their insurance covers mods like for like and vehicle value is estimated including mods in the event of a write off. They also offer trackday cover.

[liamwozza]

im with adrian flux in norfolk i have 3yrs ncb and 3 points (6 after being caught today )27 yrs old only £650 fully comp!! and they have no indian call centres

[fletchie55]

elephant, £750 inc mods 3yrs ncb, no points (that I know of), remap, alloys and exhaust declared. 26yrs old oh and a limited mileage policy

whats your premium Leon?

[ZeroK66]

24, 6 years NCB protected, 3 points, 500 xs £1200 for the year.

[PetrolDave]

50, 11+ years NCB protected, 3 points (until September), no mods, £676 with £380 excess with Allianz Cornhill

[kies4]

noel dazely just quoted me at 900 for the year with all my mods, 6 points and 4yr NCB I'm 30 park in a drive and have have a tendency to write cars off
I paid £1300 last year to Norwich Union, I haggled em down from £1500 so always be cheeky and ask

[david7m]

I've just taken insurance with a small company that was recommended to me called Universal Insurance (they trade as sky insurance). Sounds a bit dodgy but I had 3 accidents last year (none my fault-side swipe by a bin lorry, deer and hit in a car park!!) and lost my 5 years no claims. I declared my remap, Milltek & springs and everyone quoted around £2.9k!! Sky came in at £1.8 fully comp so they got my vote I'm 35 by the way with 3 points.

OMG £1,800! 4 years of that and you get a 2000 S3! (not everyones cup of tea)

Anyway...

I'm 26, full protected NCB, standard S3 with either Egg or Tesco (can't remember which as I seem to do alternate years with them both) and its about £600.

Dave

[quattrosteph]

2001 RS4 B5, 33 years old, 3 points, 6 years no/claims, £1150 with Noel Dazely, car in alarmed and locked garage in rural area.

Still expensive

[h8cak]

1998 S4, 29 yrs old, 0 points, 10 yrs no claims (Protected), Adrian Flux £420 fully comp protected £250 XS

[GrahamS4]

28yrs, est. car value £10K, 8K miles a year not limited, 9 yrs NCD protected, 0 points, garaged, fully comp, business class 1, remap to 320BHP and Porsche brakes declared like for like replacement on mods, £490 with A-Plan

[ZeroK66]

Good deal Graham! I should try them come renewal time. I will finally be over 25 then.

[david7m]

Good deal Graham! I should try them come renewal time. I will finally be over 25 then.

Dont wish your life away Zerok66

Its a load of bull anyway! When you are 17, they pull your pants down for insurance and say wait till your 21. Then, when you are 21 they say wait till you are 25. Now i'm 26, they say I must be married and have a child (not really!)

Dave

[GrahamS4]

I was actually told by numerous companies they would look more favourably at reducing the premium if I were over 30! I said much the same in response to that as David above.