Attempted theft - what to do about damage?

4.2 V8 32v Naturally Aspirated - 414 bhp
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PetrolDave
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Re: Attempted theft - what to do about damage?

Post by PetrolDave » Sat Jul 30, 2011 10:14 am

Steve_C wrote:
adsgreen wrote:Technically you are legally bound to tell your insurer even if you are not claiming.
<beep> but true.
That's right, but then your premium will increase even though you've not made a claim. Madness.
Idiotic isn't it? You have to tell them, but even thpugh it's not a claim they still record it as a claim. Then try getting another insurer to understand that the "value" of the claim is £0.00!
Gone: 2006 B7 RS4 Avant (Phantom Black)

adsgreen
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Re: Attempted theft - what to do about damage?

Post by adsgreen » Sat Jul 30, 2011 11:53 am

Not quite as bad as that - there are specific types of claims such as 'non fault', 'non fault excess recovered', etc.
This wouldn't count as a claim and would not affect your nonclaims bonus. It would impact the premium as it represents an increased risk.

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