Cat D opinions

[stevo55]

What is the general consensus when it comes to buying a Cat D car? The missus is looking at a couple of Porsche Cayennes one of which is a year younger, less miles, bigger spec BUT Cat D. My personal thought is that selling a Cat D on down the line may cause issues as people may not trust it and hence ask for further reduction in asking price!
Thoughts? The other one we looked at is also a great car with only slightly more miles and less than a year older.

[skirs6]

I bought a cat D car a while back. I managed to get full details of all the damage and repairs completed. When I came to sell I did have to sell cheaper than other similar cars but I purchased it for a lot less.
Officially a cat D is less than the value of the car it may not even be damaged i.e. Stolen recovered but the owner has been paid out.
It's your call. Do get as much information as you can. It often works out cheaper for an insurance company to pay out fully for a vehicle taking into consideration repair costs,hire car and various other costs. They will then sell the vehicle onto a dealer/ garage who will repair at a lower cost and sell on.

[Puggie]

Just had our cat-d shunted. The insurance are paying out 20% less than market value as its cat-d and some will devalue by more like 30%. Now thay doesnt pay for a replacement car very easily so be aware. Some insurers wont touch a prior total loss either, so that is worth bearing in mind.

Id have no issue running one if you do your homework, but aim to pay 20-30% under non cat-d value for it imho

[stevo55]

Thanks for the input guys, my recommendation to her is to not get into the Cat D. Not that there may be anything wrong with it but am thinking of the 1-2 years down the line when it's sale time (she changes cars at an insane rate when she gets bored with them). Selling your car is ALWAYS a drama unless you have a well sought after cherished example. I just hate dealing with chancers and piss takers who want something for nothing. The Cat D gives them lots of wriggle room to knock money off the asking price and that's before you come to dealers who always stiff you.

[robf]

Agreed; not only will you lose money down the line, but your potential market shrinks as many will turn their noses up at a CAT D. Moreover, it's the scum of the earth who will tend to be interested!

I'd only consider a CAT D if i planned to run the car into the ground, or it was a track day car i plan to crash at some point.

[bam_bam]

What kind of plans do you make to crash a car?! Do you diarise it?
Excuse me sir, I seem to have opened my door on your car, very sorry, old chap.
No worries, mate. I'll be crashing this car on the 26th of October.

[robf]

My combination of enthusiasm and lack of skills means i will inevitably do it

[bam_bam]

Ah, jolly good, so you've acquired the skills and the will to fail, just leaving you to announce the date and almost the exact time of the smash when you're traveling to the scene of the accident. Why didn't you say so?

[Golfather]

What kind of plans do you make to crash a car?!