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Drivers awareness

Posted: Sat Jul 09, 2016 8:35 am
by RS04YOB
In January I went on a Drivers awareness course, my insurance was up for renewal with Admiral.

Went through the milarky all the questions now they are asking about drivers awareness course in the same sentence as points, convictions.

The premium went up by £50 it looks like this is another spin for them to make a little bit of extra £s in the end I went with Direct performance who did not ask about the Drivers awareness.

Useful in where I got my insurance from

http://www.gocompare.com/car-insuran...eness-courses/

Re: Drivers awareness

Posted: Sat Jul 09, 2016 9:20 am
by TobyRS4
driver awareness as in speed awareness course?

Re: Drivers awareness

Posted: Sat Jul 09, 2016 9:28 am
by RS04YOB
Thats the one run by the AA

Re: Drivers awareness

Posted: Sat Jul 09, 2016 9:38 am
by TobyRS4
I had the pleasure of one of these a couple of years ago ironically after having had performance cars all my life and being fine, I got caught speeding in a 1.5dci.....

The course was quite interesting really although you get a strange mix of people on it. Some want to learn others still want to argue the toss that they weren't speeding anyway...

I'm with wait for it.... Sheilas wheels :oops: for the RS4 and they didn't ask though.

Re: Drivers awareness

Posted: Sat Jul 09, 2016 12:38 pm
by Ajc
Correct me if I'm wrong, but I didn't think you were legally bound to declare the speed awareness course ? .

Re: Drivers awareness

Posted: Sat Jul 09, 2016 1:59 pm
by RS04YOB
Ajc wrote:Correct me if I'm wrong, but I didn't think you were legally bound to declare the speed awareness course ? .
Seems a bit of a grey area if they ask then yes it looks like you may have to if not you dont. Buts it not a conviction so its not on a system they can look on so who knows

Re: Drivers awareness

Posted: Sat Jul 09, 2016 2:03 pm
by Ajc
As previously mentioned, it seems it's just another way to squeeze even more money out of the insurance premium.

Re: Drivers awareness

Posted: Sun Jul 10, 2016 8:20 am
by Sammyb349
I'm with Elephant and they don't change premium for drivers awareness courses. They do however ask specifically about them.

Rule is, if they ask tell them. Otherwise policy will be invalid if it comes to light you lied. If they are looking to test you on this, it's when you need the policy the most.

Re: Drivers awareness

Posted: Sun Jul 10, 2016 8:37 am
by Ian_C
RS04YOB wrote:In January I went on a Drivers awareness course, my insurance was up for renewal with Admiral.

Went through the milarky all the questions now they are asking about drivers awareness course in the same sentence as points, convictions.

The premium went up by £50 it looks like this is another spin for them to make a little bit of extra £s in the end I went with Direct performance who did not ask about the Drivers awareness.

Useful in where I got my insurance from

http://www.gocompare.com/car-insuran...eness-courses/
The Admiral Group are the only insurer who ask and take into consideration speed awareness courses

Admiral have always made their own rules up and continue to do so unfortunately

Re: Drivers awareness

Posted: Sun Jul 10, 2016 8:47 am
by Shoppinit
Yup, on my speed awareness course they actually specifically warned us about Admiral doing exactly that.

Re: Drivers awareness

Posted: Sun Jul 10, 2016 10:08 am
by RS04YOB
Ian_C wrote:
RS04YOB wrote:In January I went on a Drivers awareness course, my insurance was up for renewal with Admiral.

Went through the milarky all the questions now they are asking about drivers awareness course in the same sentence as points, convictions.

The premium went up by £50 it looks like this is another spin for them to make a little bit of extra £s in the end I went with Direct performance who did not ask about the Drivers awareness.

Useful in where I got my insurance from

http://www.gocompare.com/car-insuran...eness-courses/
The Admiral Group are the only insurer who ask and take into consideration speed awareness courses

Admiral have always made their own rules up and continue to do so unfortunately
Elephant do to they are the sister company to Admiral, Admiral only wanted a extra £50 from me but that is not the point been with them for 5 years plus if they cant waiver £50 to keep me they can go feck them self's, went on go-compare they dont ask about it got cover with Performance Direct in the end

Re: Drivers awareness

Posted: Sun Jul 10, 2016 10:09 am
by Shinobi675
I'm with admiral. Multi car policy.

Hate them!

Re: Drivers awareness

Posted: Sun Jul 10, 2016 10:18 am
by RS04YOB
Shinobi675 wrote:I'm with admiral. Multi car policy.

Hate them!

Thats what I had, the person on the phone soon changed his tune when I decided to leave I had them calling me never answered the calls think they just try it on

Re: Drivers awareness

Posted: Sun Jul 10, 2016 10:26 am
by Shinobi675
My wife moved her car over and somehow managed to take mine as well! I wasn't happy...

Then when I sold the rs6 I called them up to tell them and said I'd most likely get something soon. So they said to take the car off the policy.... Was about £900 for a year. Three months in. £550 back to me.

So then I buy the rs4... They're first quote to put it on for 9 months... £1,600!

So I hit the roof. It came down to £1,200. I hit the neighbours roof!

After speaking with the manager, they seemed to realise that by just swapping cars on a multicar policy they were charging me £1,050 and then £650! So latest quote... £700. £150 increase. Ok I'm happy with this. Turns out that the rs4 is a higher insurance group, plus it was more expensive. Ok reasonable...

Then buy car...

Phone up expecting my quote to just be ready to go!

Oh no... I'm now standing in Ross's garden trying not to shout down the phone at them. Turns out that I have to go through the whole thing again... And now it's £1,350. Omg it likes a random number generator.

So back to another manager, he sees the original quote that the last guy just ignored and turns out... My wife isn't on the policy, so with her on the policy, £1,350. Now I'm shouting down the phone and eventually they give me a cover note to allow me to drive the car away.

One weeks later... Get a call saying they'd honour the original £700.

So in about 8 months... I'll be moving all three cars elsewhere...

Re: Drivers awareness

Posted: Sun Jul 10, 2016 7:00 pm
by Ian_C
Sound familiar. Unfortunately their prices hook people initially. But from then onwards sadly they are a piss take more often than not!