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Insurance write off

Posted: Sat Mar 30, 2013 8:32 am
by RS4pete
Can anyone tell me at what point the actual ownership of a car changes when you accept the offer given by an insurance company when it's written off?

Is it when I verbally accept the offer/receive the cheque/or the cheque clears?

If it makes any difference, it was not written off by my own insurers so as such I have no contract with the insurance company who have written it off.

Any help appreciated.

Pete

Re: Insurance write off

Posted: Sun Mar 31, 2013 12:02 pm
by ahoooga
more detail needed
Your contract is with 'your' insurance company, I dont understand how another insurance company can write your car off