What to do, keep the S6 or change to an RS6?

[doodlebug]

Indeed, waiting is part of the game!

[Japseroony]

Yes all good things and all that lol.

What spec you gone for, sounds like a very high one?

[Mr V10]

Includes the £3k finance contribution but will pay that off on the day of purchase

Mine is a std car with some usual extras and not ceramics so maybe easier to order - not sure

Anyway, hope you get yours sometime soon and really looking forward to mine

For some, it makes sense to keep the finance going, with £15k down, on a standard RS 6 with no discount bar the £6k contribution, you only effectively end up paying less than £400 interest, yes, four hundred - when borrowing £70/80k. The £70/80 odd grand may be better off invested elsewhere. I don't know your specifics, but it could be worth a thought. Finance isn't as taboo as some think, and does offer some extra security, too.

P.S Rule one, when it arrives.

[doodlebug]

I agree. I'd prefer to have my cash in my pocket, puts more risk with the lender.

[Mr V10]

Yep, it happened with BMW or Mercedes, X5/ML values just sunk when the recession hit, some cars were worth £7-10k less than expected at three years, owners could just hand them back and walk away without having to take the hit, for £400ish to borrow that amount, over that time, I'd keep it going personally.

[Nickyboy]

I agree. I'd prefer to have my cash in my pocket, puts more risk with the lender.

I have the same philisophy as well.

[HYFR]

Watch out for the hater's who think financing a car is lower than the low and think of themselves as superior beings for paying for their cars in cash !

[Ian_C]

Yep, it happened with BMW or Mercedes, X5/ML values just sunk when the recession hit, some cars were worth £7-10k less than expected at three years, owners could just hand them back and walk away without having to take the hit, for £400ish to borrow that amount, over that time, I'd keep it going personally.

I recall reading that Q7 was the most repossessed vehicle at one point during recession.

I guess it depends what type of finance you take out. I've never financed a vehicle in my life and know jack about finance! The scenario you mention above would only be true in the case of something like a PCP with a set time frame (and mileage) where the figures works around a pre determined future trade in value?

[Khurum01]

Includes the £3k finance contribution but will pay that off on the day of purchase

Mine is a std car with some usual extras and not ceramics so maybe easier to order - not sure

Anyway, hope you get yours sometime soon and really looking forward to mine

For some, it makes sense to keep the finance going, with £15k down, on a standard RS 6 with no discount bar the £6k contribution, you only effectively end up paying less than £400 interest, yes, four hundred - when borrowing £70/80k. The £70/80 odd grand may be better off invested elsewhere. I don't know your specifics, but it could be worth a thought. Finance isn't as taboo as some think, and does offer some extra security, too.

P.S Rule one, when it arrives.

Sorry buddy; but new to financing.
How does this deal work? Just say based on a 80k car?

[Mcma1]

are you stilling collecting early sept?