Advice on Cat C

[RichieRS]

Hi guys

Not my RS fortunately, but my daily pug 206 got a good smack from someone who didn't see me and pulled out from a car park causing my car to suffer some minor superficial damage.

She has held her hands up and everything has gone smoothly.

Got a call to say the car will be a Cat C but they will give me £xxxx + the car back if I wanted it to repair. The car cost me £500 a year ago but I have maintained her and she is worth her wait in gold for her efficiency, cost of tax and insurance (1.4HDI) and the financial settlement was considerably more than I had expected to be honest.

Now I have the car back and have sourced the parts (to a wholly sum of £65) which I will fit myself, but what do I have to do next regarding re-registering the car or declaring it to insurance etc???

I know the VIC check has been abolished but i have read many a differing protocol for re-introducing Cat C's back to the road!!!. I have read that I need to re-apply for a V5 that will state the car is Cat C!!. Also that I NEED to declare to insurance!!. Yet others have said that if you still have ownership of the V5 then that's not required and that the Cat C stays on a register for insurance payout purposes so if its involved in another claim its value is seriously reduced so will effect that payout!!.

The insurance company never stated anything to me at all about any legal requirements. I thought if there was anything legally obliging to be done they perhaps would!!.

Anyway. If anyone has experience or knowledge of the protocol then I will be grateful for some info.

[ChrisRS]

Hi Rich,

Had experience with Cat C vehicle in the past - some insurance companies do ask the question whether or not the vehicle has ever been declared a write off, but they do have access to a register that will give them this information from the reg.

Now that the VIC has been abolished, the vehicle can be put straight back on the road once repaired.

In regards to the V5, you will need to apply for a replacement that states in the notes section that the car has been a Cat C write off, but the replacement will apparently be free due to this.

Cheers

[RichieRS]

Hi Rich,

Had experience with Cat C vehicle in the past - some insurance companies do ask the question whether or not the vehicle has ever been declared a write off, but they do have access to a register that will give them this information from the reg.

Now that the VIC has been abolished, the vehicle can be put straight back on the road once repaired.

In regards to the V5, you will need to apply for a replacement that states in the notes section that the car has been a Cat C write off, but the replacement will apparently be free due to this.

Cheers

Spot on advice cheers Chris.

That's pretty much as I read it and all prett simple which is nice. Hopefully bolt on the new wing, for the new wheel and we will be back on the road tomorrow lol

How the RS6 going mate. Will have to catch up soon and go for a spin

[ChrisRS]

That's great - glad to hear the damage isn't substantial.

The RS is brill - still love it, but unfortunately is currently off the road due to the current cost of insurance for me and it may be going up for sale on here this weekend, as I have just lost my job

Hopefully, if I can find a job quick at the right £, I might be able to keep and get her back on the road in time for the Scotland drive!!

Otherwise, I could always try to keep up with you all in my heavy diesel..... or maybe not!!

[RichieRS]

That's great - glad to hear the damage isn't substantial.

The RS is brill - still love it, but unfortunately is currently off the road due to the current cost of insurance for me and it may be going up for sale on here this weekend, as I have just lost my job

Hopefully, if I can find a job quick at the right £, I might be able to keep and get her back on the road in time for the Scotland drive!!

Otherwise, I could always try to keep up with you all in my heavy diesel..... or maybe not!!

Sorry to hear that mate

Really hope you can sort something out quickly regardless of whether you can keep the car or not. It's a sh!t situation to be losing your job.

[5681]

Sorry to hear that buddy however cat c damage vehicles you don't need to get a VIC check done on them now new law came in so may not be that bad

[RichieRS]

Sorry to hear that buddy however cat c damage vehicles you don't need to get a VIC check done on them now new law came in so may not be that bad

Cheers fella.

A few hundred quid later and she is all straight(ish) and ready to role again. Just need to re-apply for the V5 again