Theft excess - WOW!
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- 3rd Gear
- Posts: 303
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Theft excess - WOW!
Hi all. I haven't announced myself as a newbie yet but I will tomorrow (picking up a 2017 RS6 PE tomorrow ) Sorting out car insurance today and am getting wildly varying quotes. Some fine, some crazy - but that's always the case with insurance. Anyhoo, as my home cover is with NFU (and has been for many years) I thought I'd give them a try. Very happy with the quoted premium but rather astonished to learn they have a compulsory £1600 theft excess given the vehicle type. £1600! The premium they have quoted is only £480-ish.
Is this common? I've never owned an RS6 before. Lots of Porsches and other exotica. Do you folks all have stonking theft excesses too?
Cheers.
Is this common? I've never owned an RS6 before. Lots of Porsches and other exotica. Do you folks all have stonking theft excesses too?
Cheers.
Currently running:
18 plate Lamborghini Huracan Performante (5.2l of V10 naturally aspirated craziness)
67 plate RS6 Performance (fully loaded)
66 plate Range Rover Autobiography (for wafting around)
16 plate Mini Cooper S convertible (lots of fun but rather skittish when thrashed)
Favourite car ever owned:
1971 Citroen DS21 - The Goddess (pure art on wheels)
18 plate Lamborghini Huracan Performante (5.2l of V10 naturally aspirated craziness)
67 plate RS6 Performance (fully loaded)
66 plate Range Rover Autobiography (for wafting around)
16 plate Mini Cooper S convertible (lots of fun but rather skittish when thrashed)
Favourite car ever owned:
1971 Citroen DS21 - The Goddess (pure art on wheels)
Re: Theft excess - WOW!
So far mine has been the same as my fire or accident excess which I think is about £500. I'm guessing it might go up this year then.
Re: Theft excess - WOW!
Porsche’s don’t tend to get stolen but these do so whilst wrong , I could understand why some insurers would take that view
Currently :
2019 Porsche 992S (£21k of extra toys)
2019 Porsche Macan S (£18k of extra toys)
2015 Lotus Exige V6 ( c430bhp)
2019 Seat Ibiza excellence Lux! (115bhp, 3 cyl, dsg)
1987 Porsche 928S4
1967 Jaaag Mk2 3.4
Ex
2017 AMG E class wagon
2012 Audi RS4 (B8)
2012 Porsche Boxster S (981)
2019 Porsche 992S (£21k of extra toys)
2019 Porsche Macan S (£18k of extra toys)
2015 Lotus Exige V6 ( c430bhp)
2019 Seat Ibiza excellence Lux! (115bhp, 3 cyl, dsg)
1987 Porsche 928S4
1967 Jaaag Mk2 3.4
Ex
2017 AMG E class wagon
2012 Audi RS4 (B8)
2012 Porsche Boxster S (981)
Re: Theft excess - WOW!
Has the NFU insisted on any additional security devices? Are does the offer of fitting extra security help to tame this issue?
Re: Theft excess - WOW!
Churchill for me - Mandatory Excess £500
parked driveway
no requirement for tracker ( was the same with LVE who I was previously with)
£540 annual premium (but me thinks that will increase when I finally get my points and fine through!!!)
parked driveway
no requirement for tracker ( was the same with LVE who I was previously with)
£540 annual premium (but me thinks that will increase when I finally get my points and fine through!!!)
2018 Brabus G63 Widestar
2017 RS6 PE -Nardo, Air, HUD, Pan.....Millie Non Res
2015 RS6 - with Added Milltek
2015 RRS - utter sh1te
2010 X5 4.0D M Sport Every conceivable extra
2010 X5 4.0D M Sport
2009 R8 V10 Manual
2004 Lambo Gallarado Manual
3 x 997 C4S / C2s
2003 Fezza 360 Spider - Airfix kit build quality
2007 M3 - car number 2 in the UK
2006 RS4 Avant
2000 RS4 MTM Stage 3 - R55 BYE
2001 RS4 - R500 FOR
1990 Dimma Cosworth H20 COS
2003 996 DMS Turbo
multiple 205's Dimmas
2017 RS6 PE -Nardo, Air, HUD, Pan.....Millie Non Res
2015 RS6 - with Added Milltek
2015 RRS - utter sh1te
2010 X5 4.0D M Sport Every conceivable extra
2010 X5 4.0D M Sport
2009 R8 V10 Manual
2004 Lambo Gallarado Manual
3 x 997 C4S / C2s
2003 Fezza 360 Spider - Airfix kit build quality
2007 M3 - car number 2 in the UK
2006 RS4 Avant
2000 RS4 MTM Stage 3 - R55 BYE
2001 RS4 - R500 FOR
1990 Dimma Cosworth H20 COS
2003 996 DMS Turbo
multiple 205's Dimmas
- Mr Footlong
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- Location: Stalking Kate Beckinsale
Re: Theft excess - WOW!
Due to wife writing our Cayenne off in the summer, I took a voluntary excess of £1k when insuring the C7 with Swiftcover at the weekend as I keep her as a named driver (it is her daily driver after all). No special exception for theft excess, 8 years NCD and opted for the PI cover and recovery addon too. Still managed to come in under £600, which was great considering the £70k+ claim woman got us in to....
Current:
"Brutus"- C5 RS6 Avant - MRC stage 2 - Milltek non-res + 100 cell cats - Wagner ICs - PSS9 - H&R ARBs - OZ Superturismo LM - C6 Custom brakes - HD RNS-E - Various other bits - 555PS/832Nm
Gone:
"Taz"- C7 RS6 - MRC stage 2 - Milltek non-res + 100 cell cats, uprated fuel pumps, race plugs, 745PS/1095Nm
12' Cayenne Turbo, B7 RS4, S3, Cupra R, XJR, EVO VII, STI8,5,2&WRX, 106 GTI&XSI, other crap.
"Brutus"- C5 RS6 Avant - MRC stage 2 - Milltek non-res + 100 cell cats - Wagner ICs - PSS9 - H&R ARBs - OZ Superturismo LM - C6 Custom brakes - HD RNS-E - Various other bits - 555PS/832Nm
Gone:
"Taz"- C7 RS6 - MRC stage 2 - Milltek non-res + 100 cell cats, uprated fuel pumps, race plugs, 745PS/1095Nm
12' Cayenne Turbo, B7 RS4, S3, Cupra R, XJR, EVO VII, STI8,5,2&WRX, 106 GTI&XSI, other crap.
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- 3rd Gear
- Posts: 303
- Joined: Wed Nov 14, 2018 10:20 am
Re: Theft excess - WOW!
They gave a decent discount for having a Cat 5 tracker but didn't insist on it. I will go back and query the size of the theft excess given the tracker. I would have expected that to come down.
Currently running:
18 plate Lamborghini Huracan Performante (5.2l of V10 naturally aspirated craziness)
67 plate RS6 Performance (fully loaded)
66 plate Range Rover Autobiography (for wafting around)
16 plate Mini Cooper S convertible (lots of fun but rather skittish when thrashed)
Favourite car ever owned:
1971 Citroen DS21 - The Goddess (pure art on wheels)
18 plate Lamborghini Huracan Performante (5.2l of V10 naturally aspirated craziness)
67 plate RS6 Performance (fully loaded)
66 plate Range Rover Autobiography (for wafting around)
16 plate Mini Cooper S convertible (lots of fun but rather skittish when thrashed)
Favourite car ever owned:
1971 Citroen DS21 - The Goddess (pure art on wheels)
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- 3rd Gear
- Posts: 303
- Joined: Wed Nov 14, 2018 10:20 am
Re: Theft excess - WOW!
Getting better. They will waive the theft excess entirely if the car is stolen from my garage (which has a commercial grade door and is alarmed)zappy-chops wrote: ↑Wed Nov 14, 2018 5:21 pm
rather astonished to learn they have a compulsory £1600 theft excess given the vehicle type. £1600!
Currently running:
18 plate Lamborghini Huracan Performante (5.2l of V10 naturally aspirated craziness)
67 plate RS6 Performance (fully loaded)
66 plate Range Rover Autobiography (for wafting around)
16 plate Mini Cooper S convertible (lots of fun but rather skittish when thrashed)
Favourite car ever owned:
1971 Citroen DS21 - The Goddess (pure art on wheels)
18 plate Lamborghini Huracan Performante (5.2l of V10 naturally aspirated craziness)
67 plate RS6 Performance (fully loaded)
66 plate Range Rover Autobiography (for wafting around)
16 plate Mini Cooper S convertible (lots of fun but rather skittish when thrashed)
Favourite car ever owned:
1971 Citroen DS21 - The Goddess (pure art on wheels)
Re: Theft excess - WOW!
Is your theft excess influenced by your postcode perhaps?
RS6 PE DMS, Daytona, Pano., 21" 5-V-Spoke Tit.Alloys, C/Ceramics, Dynamic Pack +, Parking Pack Adv., Assist. Pack, TV (MMI only), Road Angel (essential) + Python, A. Connect & Phone Box + S/phone Interface, Head-up Display and Night Vision Assist., RS6 Proj. Puddle Lights, Clear 3M Wrap.
Mini Cooper S ("hot"Chili) 265BHP; VW Fox 59BHP; Citroen C1 68BHP!!
RS4 (B7) w. TTS S/C, C/Ceramics - sold
Audi TT Coupe won at model launch, for 3 months, from Audi UK !
Mini Cooper S ("hot"Chili) 265BHP; VW Fox 59BHP; Citroen C1 68BHP!!
RS4 (B7) w. TTS S/C, C/Ceramics - sold
Audi TT Coupe won at model launch, for 3 months, from Audi UK !
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- 3rd Gear
- Posts: 303
- Joined: Wed Nov 14, 2018 10:20 am
Re: Theft excess - WOW!
Would be strange if it was. I live in the countryside in a sleepy part of Scotland.
Currently running:
18 plate Lamborghini Huracan Performante (5.2l of V10 naturally aspirated craziness)
67 plate RS6 Performance (fully loaded)
66 plate Range Rover Autobiography (for wafting around)
16 plate Mini Cooper S convertible (lots of fun but rather skittish when thrashed)
Favourite car ever owned:
1971 Citroen DS21 - The Goddess (pure art on wheels)
18 plate Lamborghini Huracan Performante (5.2l of V10 naturally aspirated craziness)
67 plate RS6 Performance (fully loaded)
66 plate Range Rover Autobiography (for wafting around)
16 plate Mini Cooper S convertible (lots of fun but rather skittish when thrashed)
Favourite car ever owned:
1971 Citroen DS21 - The Goddess (pure art on wheels)
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