£100k Budget Decision

[doodlebug]

I’ve got a roughly 50% RV on an RS4 vorsprung.
This was before the lockdown however....

I’d wager that’s no longer valid.

[nastro azzurro]

Yes over 4 years, and yes it is valid as the car is sitting outside my house!

[535dboy]

Wow that’s strong

That must be close to upside down despite what’s going

I got less for my high spec B8 at similar age pre covid

[nastro azzurro]

Yeh, it’s one of the best residuals I’ve had on a car.

[doodlebug]

Yes over 4 years, and yes it is valid as the car is sitting outside my house!

Ah, well clearly that’s not quite the same. That’s another car the finance company will be sweating on!

No matter to you, whatever happens you can give the car back, downside there’s no equity to cash out.

[nastro azzurro]

I’ve been lucky in the past.
Never got to the end of an agreement.
Always sold before and come out with a bit of cash after paying off the finance.

[Iain]

Interesting to see the RV's with the RSQ8s on Audi Finance
£53700 on the carbon
£57000 on the Vosrprung

Both after 47months.

The finance companies, whatever actuaries they use, are conservative as they don't want to be in the same position as 2008 where at the end of the agreements the RV's they had applied were so high that there were a loads of people in negative equity at the end of their terms. Mate of mine was £15k the wrong way around on a GTC.....

Reference the used car prices - Hope they don't fall through the floor, as still need to shift my 6

So roughly 50% after 4 years.

Not a chance !

Its on Audis site today. I had £48k back from a non Audi funder on Wednesday......Whether they will update them post lockdown, who knows; but if production has ceased, then limited supply......God knows, I just buy them and lose money on them I'll let you know what they say as have gone back with figures from Audi's site to see if they will increase the RV?

They also came back with a £47k RV on a 2018 new shape Conty GT £117k purchase price, 15kmiles. Profile 8kmiles pa.

[Iain]

I’ve been lucky in the past.
Never got to the end of an agreement.
Always sold before and come out with a bit of cash after paying off the finance.

snap - tend to keep mine 2 years then bail. Last 3 cars, like you I've been lucky and got my original deposit back. Maybe doodlebug is right and I'll be bent over a table with no lube on my 6. In which case, I'll just keep it another 12months as it's only on 35k miles and smiles per mile is in heaps....running around a fair bit in it at the mo for a number of local vulnerable people, shopping, getting prescriptions etc, so its getting used and not gathering dust and bird <beep> in the drive

[doodlebug]

Interesting to see the RV's with the RSQ8s on Audi Finance
£53700 on the carbon
£57000 on the Vosrprung

Both after 47months.

The finance companies, whatever actuaries they use, are conservative as they don't want to be in the same position as 2008 where at the end of the agreements the RV's they had applied were so high that there were a loads of people in negative equity at the end of their terms. Mate of mine was £15k the wrong way around on a GTC.....

Reference the used car prices - Hope they don't fall through the floor, as still need to shift my 6

So roughly 50% after 4 years.

Not a chance !

Its on Audis site today. I had £48k back from a non Audi funder on Wednesday......Whether they will update them post lockdown, who knows; but if production has ceased, then limited supply......God knows, I just buy them and lose money on them I'll let you know what they say as have gone back with figures from Audi's site to see if they will increase the RV?

They also came back with a £47k RV on a 2018 new shape Conty GT £117k purchase price, 15kmiles. Profile 8kmiles pa.

Suspect the conti is HP balloon not PCP so you’ll be left to manage the balloon. May be preaching but many don’t grasp this.....

[HYFR]

I picked up a 2015 Rapide S from a main AM dealer, so with Approved Warranty
Car was £55k, 2yr pcp and GFV was £49k!
So £5k in and £292 a month!
560PS V12
Car is mint and only done 26k miles

Ridonkulous


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[doodlebug]

That is interesting given Aston is close to imploding. All down to Mr Stroll now.

Who’s Aston’s finance backed by?

Rapide, funny looking thing.

[HYFR]

Alphera

They look stunning in the metal

[doodlebug]

That’s not bad at all. In the era when Aston had looks. At that price you can’t go wrong.

Reliable?

Still hankering for an F12 but keeping powder dry until the market sets itself.

[HYFR]

Only done 1k miles so far, but nothing’s broken yet

Got a remote zorst valve controller for £80 which unleashed the V12!

For the cost, it’s frankly criminal how cheap it is, they were £160k+ new

Also, just as practical as the RS 6!

[chunky79]

Did you get it from Aston Martin, Hampden In Arden Dave? They have some pretty smart cars parked outside there.
They're nice motors.