Thinking of moving to an RS6.....

[Moonmonkey831]

Thats true foxy - for a £94k car with 5k deposit down - the best i can get currently is around £1040 a month (and this with £13k discount and deposit contribution)

The other option i'm looking at is potentially buying it outright instead - what do people think of that rather than financing it - other than the obvious saving in interest - but if i'm not going to own it for longer than 4 years is it worth it? handing over in excess of £94k cash feels odd!

[Foxy]

Thats true foxy - for a £94k car with 5k deposit down - the best i can get currently is around £1040 a month (and this with £13k discount and deposit contribution)

The other option i'm looking at is potentially buying it outright instead - what do people think of that rather than financing it - other than the obvious saving in interest - but if i'm not going to own it for longer than 4 years is it worth it? handing over in excess of £94k cash feels odd!

I think you pay your money and you take your choice, I work on the basis of what I can afford monthly and take the pain. I have bought plenty of expensive cars for cash over the years and it is the most cost effective route but I've never done it on a daily driver that will depreciate quite like an RS6. My experience has been with Ferrari's and Porsche and I've generally not had much of a kicking. If you PM me I will put you in touch with the dealer who did my deal, you never know.

[Moonmonkey831]

Thanks Foxy will do

Am I right in thinking that if you go for the Audi PCP finance (to get the deposit contribution) you can cancel the finance within 14 days (obviously paying off the car) but still retain the deposit contribution?

Might look at doing this as getting a loan separately may work out cheaper than with Audi finance

Just wondering if it would impact future finance with VWFS if you do this? i.e. would they hold it against you as really you are only leveraging your rights?

Thanks

[mikeyw]

Thats true foxy - for a £94k car with 5k deposit down - the best i can get currently is around £1040 a month (and this with £13k discount and deposit contribution)

The other option i'm looking at is potentially buying it outright instead - what do people think of that rather than financing it - other than the obvious saving in interest - but if i'm not going to own it for longer than 4 years is it worth it? handing over in excess of £94k cash feels odd!

Guess it depends what else you could do with the money and what kind of return you could get. I've got a great low rate for mine which i've decided to go ahead on, so it makes more sense to finance it as I can do other things with that kind of lump sum.

[Moonmonkey831]

Thats true foxy - for a £94k car with 5k deposit down - the best i can get currently is around £1040 a month (and this with £13k discount and deposit contribution)

The other option i'm looking at is potentially buying it outright instead - what do people think of that rather than financing it - other than the obvious saving in interest - but if i'm not going to own it for longer than 4 years is it worth it? handing over in excess of £94k cash feels odd!

Guess it depends what else you could do with the money and what kind of return you could get. I've got a great low rate for mine which i've decided to go ahead on, so it makes more sense to finance it as I can do other things with that kind of lump sum.

True. Did you get lower than the offered 4.9% from Audi finance? Maybe naive of me but I didn't think they moved on that part.

Thanks


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[mikeyw]

Thats true foxy - for a £94k car with 5k deposit down - the best i can get currently is around £1040 a month (and this with £13k discount and deposit contribution)

The other option i'm looking at is potentially buying it outright instead - what do people think of that rather than financing it - other than the obvious saving in interest - but if i'm not going to own it for longer than 4 years is it worth it? handing over in excess of £94k cash feels odd!

Guess it depends what else you could do with the money and what kind of return you could get. I've got a great low rate for mine which i've decided to go ahead on, so it makes more sense to finance it as I can do other things with that kind of lump sum.

True. Did you get lower than the offered 4.9% from Audi finance? Maybe naive of me but I didn't think they moved on that part.

Thanks


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Audi were not especially competitive so ive used my bank who offered me 2.9% - was pretty happy with that.

[Moonmonkey831]

that is very good

[mikeyw]

that is very good

So, thats it - 4 gone 6 in its place. An awesome car - similar in ways and very different in others especially the size, so just getting used to it, especially the power!! But have a big beaming smile every time I get in it, especially in dynamic !

[dougle_turbo]

that is very good

So, thats it - 4 gone 6 in its place. An awesome car - similar in ways and very different in others especially the size, so just getting used to it, especially the power!! But have a big beaming smile every time I get in it, especially in dynamic !

Rule 1!

[MikeFish]

Yeah congrats but where's the photos?

[Moonmonkey831]

Congrats!

I'm doing the same now, rs6 ordered last week, build week 41 and due in November.


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[mikeyw]

Yeah congrats but where's the photos?

if i could figure out how to post them I would !!!! Plus the weather has been so bad its really dirty!

[mikeyw]

Its not that clean at the moment!