Tow Bar

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I don't think insurance has anything to do with it.
https://www.gov.uk/towing-with-car/towi ... -standards

Several bits here.
- car has to be type approved for towing
- towing equipment has to be type approved for the car
- handbook must state towing weights

Suggests to me that regardless of what the insurance company will 'allow' it won't change the fact that towing would be against the law.