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Finance
Posted: Mon Oct 27, 2003 7:05 pm
by illmatic
If you dont mind me asking, how on [img]images/graemlins/s3addict.gif[/img]earth can you afford these cars? [img]images/graemlins/confused.gif[/img]
How many are like leased, bought on hire purchase and how many are bought paid in full?
I'm considering a S3, i have around 10k cash as deposit. Would a hire purchase be a better bet? I am a real dunce when it comes to financing
Re: Finance
Posted: Mon Oct 27, 2003 7:08 pm
by Riz_RS4
At the time i bought my S3 i wasnt really active on the forums do didnt know the in`s and outs for getting good apr rates etc.
I got a loan from my bank and pay monthly for it, with insurance i try and pay out in full when it is renewal time.
Jon is good with inurance and fianance etc so it may be worth having a chat with him......
btw Welcome to RS246.com [img]images/graemlins/thumbs.gif[/img]
Riz [img]images/graemlins/s3addict.gif[/img]
Re: Finance
Posted: Mon Oct 27, 2003 7:22 pm
by bjacks
Finance and lots of it [img]images/graemlins/grin.gif[/img] Tesco loan.
Northen Rock and Lombard are offering 6% at the moment so give them a go.
Have a look at
.thisismoney.co.uk to compare loans.
Of course there's bound to be some flash gets that saved up but that's not for me (crap at saving).
Get a loan and buy one [img]images/graemlins/s3addict.gif[/img]
Cheers
Ben
Re: Finance
Posted: Mon Oct 27, 2003 7:35 pm
by sitas3
I put 12k cash down for my old S3, remainder is on 3 year unsecured loan with HSBC being paid off with car allowance from Work. - less than one year of payments left then the car is totally mine. [img]images/graemlins/jump3.gif[/img] [img]images/graemlins/thumbs.gif[/img]
Re: Finance
Posted: Mon Oct 27, 2003 7:39 pm
by Hopsta
Large deposit (wonders of living with the parents [img]images/graemlins/wink.gif[/img]), part ex'd in my old MkIII GTI and the rest i financed over 3 years. All done and dusted early next year.. woohoo
Re: Finance
Posted: Tue Oct 28, 2003 3:03 pm
by Jon
speak to chris at the leeds branch of Bank of Scotland Asset Finance currently 2.8 to 3.0 % flat rate with no front loading so if you change car early there is no penalty. 0113 2150830
Re: Finance
Posted: Thu Oct 30, 2003 11:47 pm
by R88PER
(crap at saving).
Get a loan and buy one [img]images/graemlins/s3addict.gif[/img]
Ditto - totally crap at saving.
Sold my #cough# Astra Gsi #cough# Got a loan with Lombard Direct
And bought a proper car [img]images/graemlins/kissmyrings.gif[/img] [img]images/graemlins/s3addict.gif[/img]
Good Luck