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Multi car / 2nd car insurance

Posted: Tue Jun 24, 2008 9:13 pm
by frazered
just picked my new toy - a facelift s4 and have found getting insurance for it as a second car a bit difficult

my main driver is a t sport for racking miles onto with the s4 as a toy :)

best quote I have found is with Elephant as I effectively have to go back to 0 ncb's rather getting any credit for the 10 years ncb I have on my t sport and that I will only be driving the s4 less than 5000 miles per annum.

anyone had a similar situation ? how did you handle / get a better price?

thanks

RE: Multi car / 2nd car insurance

Posted: Tue Jun 24, 2008 9:28 pm
by S4INT
I have three cars all insured with A-Plan and they mirror the NCD on my main policy on to the policies on my other cars. As an example, my B5 cost £600 with all mods declared.

RE: Multi car / 2nd car insurance

Posted: Tue Jun 24, 2008 10:22 pm
by mikeyquattro
You should be able to mirror some of your ncb with most insurance companies. Although you can't protect it.

RE: Multi car / 2nd car insurance

Posted: Wed Jun 25, 2008 8:27 am
by frazered
cheers guys

updates

greenlight - would not quote or mirror
noel dazley - no quote as it was over the 1k mark
elephant - 450
existing broker - 660
adrian flux - no quote as it was over the 1k mark
admiral - 672 as part of a multicar quote on both cars total 879

will keep searching...

RE: Multi car / 2nd car insurance

Posted: Wed Jun 25, 2008 3:23 pm
by derdle
Ive got both my cars with Greenlight. They swapped the NCD from the RS4 to my Golf, left the RS4 at the same premium (all modes declared) and then gave the full NCD on the Golf. Result.

Paul

RE: Multi car / 2nd car insurance

Posted: Wed Jun 25, 2008 5:59 pm
by frazered
bizarre - greenlight seemed totally uninterested with me

got a quote this morning via A-plan with Group Arma at 399 :D - that is more like it! just seeing if my existing broker will beat it now and take stock of the 18's on the s4

RE: Multi car / 2nd car insurance

Posted: Thu Jun 26, 2008 11:38 pm
by frazered
final closing remarks

had a quote from primo plc who gave me a price for my two audis at 680 all in, 340 per vehicle which I thought was pretty good. they specialise in multicar households i.e. 1 person 2 cars, 2 person 3 cars - friendly to mods too