Insurance Help!

[ChrisRS]

Hi all,

As some of you may know, I got myself a C5 RS6 back at the end of January - my first "proper" car and I bloody love it!!!

The only slight problem being that the insurance cost is horrendous due to my age - now the old and sensible age of 22!

I have brought the car off the road this week due to me finally realising that the amount I was paying was just ridiculous, with it being alongside my daily driver that is currently occupying my 2 years no claims discount, until that expires at the end of this month.


Now I come to you guys to ask advice on any specialist insurance companies that you know of that may be able to assist.

I was with Adrian Flux previously and am not having much luck finding any other company that is bonkers enough to insure me!!


Thanks in advance for any advice, tips or laughter at my expense!!

Cheers
Chris

[blm70]

Hi Chris - do you mind me asking how much you're paying?

If the car is standard then it's worth trying the usual online comparison sites, although once you start serious modding you need a specialist. I have used Greenlight in the past who covered my heavily modified Saab 9000 (see sig) for a very reasonable sum of around £400 from memory with an agreed value of £6k.

I have also found Bell's and Chris Knott's prices competitive.

Of course it all depends on various factors e.g. post code, what you do for a living, homeowner, marital status etc. which is why I pay just over £300 comp for my RS6 (light mods) with protected ncb through Tesco as I live in a relatively low-risk area (ME8), have held a licence for 28 years and drive a PC for a living...

You could also consider limiting your annual mileage and adding a second driver to reduce your premium, which is what I've done.

[ChrisRS]

Cheers for the reply!

It was in the hundreds every month - so way over the top!

My postcode is not the greatest - South Manchester M41

Work(ed) in IT full time, not a home owner, single and have had my licence for 5 years with no convictions or accidents, mileage limited to 6000 miles and got a discount for having 1 year NCB on my daily driver.

I just believe that my age and postcode are quite against me for a car with this much power - but it has certainly been fun while it lasted!

Interestingly - the 8V & the 8P RS3 are both a hell of a lot cheaper than my C5 RS6 to insure, but they obviously cost a lot more in purchase & depreciation and after all, I think the fast estate is much cooler and far more rare!

Unfortunately, the hunt for insurance is going to have to be put off and the RS6 sold as this Friday I was made redundant and am now on the job hunt

Hopefully I shall be back into RS ownership in the not too distant future!

Cheers