Who Pays the Highest Premium?

Post by **johneroberts** » Mon Mar 15, 2004 11:40 pm

£1400 but includes mods
i thought it was steep

but obviously not
Cheers
jr

Post by **JohnW** » Tue Mar 16, 2004 12:27 am

How about 2k2 for fully comp on 6 cars including the RS4, a porker, a Caterham, and then the dross

Both me and the wife covered to drive all of them, including full business use

Oh sorry, we were trying for the dearest - I'll get me coat

Post by **mikhailk** » Thu Jul 22, 2004 11:06 am

How much do you recon rs 4 with left hand drive would cost for me? 20 years old. 3 years no claims discount.

Post by **TarmacTerrorist** » Thu Jul 22, 2004 1:28 pm

2.5k minimum

Post by **mikhailk** » Thu Jul 22, 2004 3:17 pm

Post by **peterb** » Fri Jul 23, 2004 8:53 am

If you get an offer of 2.5k, I'd take it like a shot. I'm 50, with maximum NCD and was getting quotes of over 3k for my RS6!

Post by **kcsun** » Fri Jul 23, 2004 9:55 am

Me

45, full NCD, me only driving, MTM stage III admitted, £2k with NU

kc

Post by **LSWP** » Fri Jul 23, 2004 4:55 pm

I'm 21 in august, currently driving a fiesta Zetec S (1.6) think it was £1100 last year (no claims no convictions etc)
mi bro is 19 and driving a 1.1 pug 106 and his insurance was £1700!

Post by **TarmacTerrorist** » Fri Jul 23, 2004 6:38 pm

peterb wrote:If you get an offer of 2.5k, I'd take it like a shot. I'm 50, with maximum NCD and was getting quotes of over 3k for my RS6!

That seems awfully steep Peter, and yours Ken.

Was with NU Direct last year and they took £1400 quid off me. When it came for the renewal they wanted £1800 even though I was a year older and another year of no claims under my belt, so had a ring around and the best I found was Elephant at just under £900. Strangest thing was it didn't make any difference if I had a tracker unit or not, I also disclosed the mods I have (short shift and brakes). Dont know what there cliams process is like and will hopefully never have to find out. Also have the missus on there.

Post by **kcsun** » Sat Jul 24, 2004 9:41 am

I know I will get shot for saying this but ----

NU in MY experience always pay out - they pay sensible values and do not cause ME too much hassle when dealing with the claim

I also go through a broker who makes his mark up but offers me 120% customer service every time I deal with them

I know alot of these other firms SAY they offer good CS but in my opinion there is nothing like dealing with a problem "face to face"

kc

Post by **peterb** » Sun Jul 25, 2004 12:06 am

TarmacTerrorist wrote:Was with NU Direct last year and they took £1400 quid off me.

I ended up staying with NU Direct (had been with them for 7 years), at just over £800. However, my point was that some companies were quoting over £3000 and many wouldn't quote at all on a car worth £60k.

Post by **Steve_Mc** » Mon Jul 26, 2004 12:22 pm

Coming up to renewal time for me, thought I'd try First Alternative despite the terrible TV advert. So much for insuring the drivers who have difficulty getting insurance, they wouldn't quote on an RS4 full stop - "we don't insure that sort of car". Huh?

Admiral £550 looks like this year's winner (33 y/o, 7year NCB, on-street parking in London)

Post by **kennyboy** » Mon Jul 26, 2004 12:35 pm

Pretty much similar quote for standard from Admiral but as the car is modded then it would be £1,450.

Gone with Tesco just under £1,200 all mods declared.

Post by **TWH** » Sat Jul 31, 2004 10:21 am

After frantic calling, got £1800 fully comp
24 y/o
5yrs protected no claims
Garaged overnight
No mods (although since realised brakes really AREN'T standard!! - better let them know!!)

... oh and 1 non fault claim cause some stupid B*TCH decided to drive into me on a round about, try to then drive off and came up uninsured!! Then did a runner to birmingham with no forwarding address. Had to pay off the claim myself (not worth it on the record) but apparently still have to declare it anyway.

She'll get hers one day I'm sure, maybe with a baseball bat!!

Will definitely try some of these other companies next year

BTW stay well clear of Directline Group (Tesco, privilege etc...) if you ever actually have to deal with them for an accident etc... forget about it. If they hadn't waited 6 MONTHS before actually trying to locate the woman who hit me, they might have got there before she moved!! And as for trying to get proof of no claims at the end, that took 5 weeks and my new insurers nearly cancelled the policy as it took so long!

Post by **jayrudd74** » Mon Nov 01, 2004 2:18 pm

£2400 rs4,me and other half,4yrs ncb,both 30 yrs old,live in belfast,so alot dearer than england

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