Warranty - £355 - 3 years - claim upto value of car

[lugars4]

The catch ? ( it shouldnt be this cheap, there is a fault on their website and the B7 RS4 comes in 50% cheaper than it should according to 3 phone operators i spoke too)

and

It must break down and have to be towed So i consider this a cover for major failures, engine, gearbox, diffs etc. The bank breaking components!

"In order for your cover to apply, the vehicle must as a result of the breakdown:
i. be prevented from continuing its journey safely;
ii. have been attended by a vehicle rescue operator;
and
iii. need the repair or replacement of the insured
part(s) to enable the journey to be resumed or, if
applicable, commenced."

It covers major component failures, engine failure, diff, gearbox, and a lot of named components. it covers shocks and "self levelling actuators", but obviously they have to fail quite badly to be covered as a "recoverable" fault.

They quoted me £275 per year on the phone. Their is a fault with their website and you can get it for £135, they admitted its a fault !! Then when you receive the docs you get an option to call and extend upto 3 years at the price paid for the first year. Somehow when i called it came in at £225 for the 2 years extra !!

Excess = £50 and upto 5 claims per year. Max claim = value of car.

Depending on the age, they pay full labour (upto £200 per hour) and in my case 70% of the parts ( 8 years old).

Age up to OR mileage up to parts paid
6 years 60,000 miles 100%
7 years 70,000 miles 80%
8 years 80,000 miles 70%
9 years 90,000 miles 60%
10 years 100,000 miles 50%
10 & over 100,000 miles & over 50%

Considering i have only taken this as a protection against catastrophic engine, gearbox, diff etc failure, i think at < £135 its a no brainer.

http://www.warrantydirect.co.uk/pdfs/ExtraCareLite.pdf

http://www.warrantydirect.co.uk/bri_add.html


ExtraCare Lite provides cover for repair costs following
a roadside breakdown and is suitable for vehicles that
are up to 8 years old or 80,000 miles. (this is the age at the point of sale, i confirmed this as my car is 8 years old and i took 3 years cover).

The following components are covered for
mechanical and electrical failure. Any item
not specifically mentioned is not covered.

Air Conditioning

Compressor & drive clutch, condenser, evaporator,
expansion valve, interior fan control switch, pressure
& temperature sensors and receiver/drier.

Braking system

Anti-lock braking system (ABS) pump & control unit &
sensors, calipers, drum brake self-adjusting mechanisms,
handbrake control cables & linkages, master & wheel
cylinders, pedal assembly, pressure reducing &
proportioning valves, and vacuum pump & servo.

Casings
Casings are covered provided they have been damaged
as a direct result of the covered failure of an insured part.

Clutch
Clutch cable, master & slave hydraulic cylinders and
pedal assembly.

Cooling systems
Engine cooling water & oil radiators, heater radiator,
thermostat & housing, temperature gauge, viscous
cooling fan couplings and water pump.

Electrics
Alternator, central locking solenoids and motors,
electric door mirror motors, electric window motors,
electric sunroof motors, engine cooling fan motors,
front & rear screen wiper motors, horn, indicator flasher
relay, interior fan motor, starter motor and relays.
Electronic control units (ECUs) & computers
The air conditioning, anti-lock braking system,
automatic gearbox, central door locking system,
fuel injection/ignition/engine management/
alarm/immobiliser, steering and suspension electronic
control units (computers), that were originally fitted to
your vehicle when it was first manufactured are covered
(upgraded or revised software and firmware, including
software and firmware patches and updates, relating
directly or indirectly to any components of your vehicle
and any retro-fitted ECUs & computers are excluded
from cover.)

Engine
All internally lubricated parts are covered including:
Camshafts & bearings, camshaft followers & rockers
(including hydraulic lash adjusters), connecting rods &
bearings, crankshaft & bearings, cylinder block,
cylinder bores & liners & seals, cylinder heads, internal
bushings & bearings, oil pump & drive, pistons &
rings, timing gears & chain & tensioner and valves &
springs & guides (burnt or pitted valves and valve
seats are excluded from cover).

The following engine parts are also covered:

Crankshaft pulley and cylinder head gasket.
Camshaft drive belts are covered as follows:
Camshaft drive belts and tensioners (subject to
documented proof that the last due change of
camshaft drive belt has taken place as specified by
the manufacturer's recommended servicing schedule)

Flywheels &drive plates
Flexible drive plate for the automatic transmission’s
torque converter, solid & dual-mass flywheels
(flywheels damaged by clutch friction plates are
excluded from cover) and starter ring gear.

Fuel system
Air flow & air pressure & air temperature sensors and
meters, diesel glow plugs, fuel cut-off valves, fuel gauge
& sender unit, fuel pressure regulators & accumulators,
fuel pumps (including pre-pumps, low & high pressure
pumps & injection pumps), injectors (including petrol &
diesel & single-point injectors), oxygen sensors, throttle
body assembly and throttle position sensors.

Gearboxes
(including automated manual gearboxes, automatic
gearboxes, four wheel drive transfer gearboxes,
hybrid transaxles, manual gearboxes and transaxles.)
Automatic transmission brake bands & clutches &
modulator valves, drive chains, gearlever, gears,
hydraulic gear-shift governors & internal servos & valve
blocks, internal bearings & bushes, oil pumps, selector
forks, shafts (all, including extension shafts),
synchromesh hubs and rings and torque converter.

Ignition system
Camshaft sensors, crankshaft sensors and ignition coils.

Oil Seals and Gaskets
The engine crankshaft rear oil seal and the main
gearbox input shaft oil seal are both covered and
other oil seals and gaskets that would necessitate the
removal of the engine, a gearbox or a final drive unit
to carry out repairs are all covered subject to any oil
leak from them being sufficiently advanced that oil
can be seen to be dripping (slight leaks causing only
oil misting or staining are excluded from cover).

Steering
Column shaft & tilt mechanism & couplings,
hydraulic pumps & reservoir & pressure pipes,
steering & idler boxes, rack and pinion assembly
(including hydraulic rams and electric motors) and
track rods & track rod ends

Suspension
Bushes, hydraulic pump & reservoir & regulator valve
& pressure spheres, self levelling suspension actuators,
shock absorbers, wishbones & control arms &
connecting joints, road springs and wheel hubs
&bearings.

Transmissions
(including front & centre & rear differentials, front
& rear live axles and drive shafts.)
Constant velocity joints & boots, crown wheels &
pinions, differential gears & thrust washers, drive
flanges, external drive shafts, internal bushes &
bearings & shafts, internal parts of differential locking
mechanisms, propeller shafts & propeller shaft
couplings & centre bearings and universal joints.

Turbocharger
Turbocharger units
Note: Only components approved by the
manufacturer and fitted by them, or fitted by their
agents, when your vehicle was new and before it
was first used are covered by this policy.

[HYFR]

As Kevin Bacon said

No brainer

[adsgreen]

fixed as I am quoted 265 on the website.

[lugars4]

Damn your right, they have fixed it! Just checked myself.

[EcurieEcosse]

Hi

This looks good, even at the full price.

Does anyone have a good or bad experiences of it?