wheel mods

[carlosthejackal]

hi,
i hope you don't mind me posting here,as i only own the standard a3 quattro.

my question is,when do you have to declare wheel mods?
the wheel size on my vehicle is 16",so do i have to inform them when i go up in size? change from oem? value?

the last time i declared a set of alloys,i was charged £70 by Direct Line (who i am still with)but this was changing from a set of 14" steel wheels to a set of 17" alloys on a Renault Scenic.

i would like to fit a set of rs4 9 spokes (replicas)so would they know that they were not standard?

thanks in advance

[Thorney]

Always err on the side of caution with insurance, the robbing bastards will decline a claim for the crapiest reasons, declare em and drive around safe in the knowlwedge that you're covered.

[carlosthejackal]

true ! i suppose the extra premium is not a large amount for piece of mind.

thanks [img]images/graemlins/thumbs.gif[/img]

[Paul-RS3]

yes you do.

my (Optional) 18" RSTT's are listed as "Factory fit, non standard alloy"

if they had been aftermarket.. "aftermarket non standard alloy"

and im with DL.

[carlosthejackal]

sorry,added it to "mod friendly insurers" post.

[DavidT]

You should tell your insurer about changes in wheel sizes and tyre sizes I reckon.

I am with Greenlight and they only charge a premium for increases in wheel sizes, not for different tyre sizes on the same wheels.

Best to be cautious as the potential consequences of a refused claim are huge.

[carlosthejackal]

i agree,best to be safe than sorry.
but direct line are NOT interested in wheel size,or wheather they are standard audi equipment,ONLY value,i asked them to clarify this,as i thought it was odd. i gave a value of £750 for rs4 9 spoke replicas,so i would be covered up £1000 bracket.