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Insurance

Posted: Tue May 30, 2017 10:51 pm
by Mɐʇʇ
Just wondering who people are going with for insurance. Just renewed mine today with Adrian Flux. All mods declared - seems a bit annoying that the mods, which in most cases are just to fix Audi's quality control issues in the first place, cost more to insure.

Re: Insurance

Posted: Wed May 31, 2017 8:20 am
by Nobby
Just got my renewal.....£400 with Admiral - all mods declared etc. £20 cheaper than last year.

Re: Insurance

Posted: Wed May 31, 2017 11:40 am
by bam_bam
£1,245 all mods declared - stop complaining.
I've only got one option come renewal, no one else will touch it.

Re: Insurance

Posted: Wed May 31, 2017 3:19 pm
by chunky79
Think ours was around £300, mods included and business class.

Re: Insurance

Posted: Wed May 31, 2017 3:47 pm
by Mark-RS
bam_bam wrote:
Wed May 31, 2017 11:40 am
£1,245 all mods declared - stop complaining.
I've only got one option come renewal, no one else will touch it.
wow ? Are you out of your teens yet ? Not paid insurance like that since I first started driving !

Re: Insurance

Posted: Wed May 31, 2017 3:59 pm
by bam_bam
30+, respectable job, respectable industry, North London postcode, 0 points (ever), NCs.
It's the car. I've called every insurer, the moment they ask the power uplift and I reply it's *click* Hel..hello? Are you still there?
It used to be 580notes with Darth, inner East London, not far from the Murder Mile.

Re: Insurance

Posted: Wed May 31, 2017 6:06 pm
by S3ADF
52 years of age, owned car from new (nearly 14 years now) and no mods - £141.00 fully comp with Admiral.

Re: Insurance

Posted: Wed May 31, 2017 6:14 pm
by ahoooga
Post code is the killer with insurance. S3ADF , you must live in the lowest crime rated post code in the UK at that price !

Re: Insurance

Posted: Wed May 31, 2017 10:49 pm
by Mɐʇʇ
Yeh, pre mods, mine was similar with admiral too.
S3ADF wrote:
Wed May 31, 2017 6:06 pm
52 years of age, owned car from new (nearly 14 years now) and no mods - £141.00 fully comp with Admiral.

Re: Insurance

Posted: Wed May 31, 2017 10:50 pm
by Mɐʇʇ
I actually don't know how much hp your one runs?
bam_bam wrote:
Wed May 31, 2017 11:40 am
£1,245 all mods declared - stop complaining.
I've only got one option come renewal, no one else will touch it.

Re: Insurance

Posted: Thu Jun 01, 2017 12:24 am
by Nobby
MattV8 wrote:
Wed May 31, 2017 10:50 pm
I actually don't know how much hp your one runs?
bam_bam wrote:
Wed May 31, 2017 11:40 am
£1,245 all mods declared - stop complaining.
I've only got one option come renewal, no one else will touch it.
Eleventy billion plus a fucket load of torgues

Re: Insurance

Posted: Thu Jun 01, 2017 9:19 am
by Ajc
£700 ish mods declared with brentacre. Been with them since I was 17 . I maybe could get it a little cheaper but I can't be arsed looking

Re: Insurance

Posted: Thu Jun 01, 2017 9:54 am
by bam_bam
780PS/869Nm or 848. I can't remember.

Come to think of it. It's an odd way to judge insurance. I mean, say you wrap the fukker around a pole and you've only insured it for a 10% uplift, when in fact it's a 45% uplift. They'll hardly be able to wack the thing on a dyno to disprove you. That said, you'd want to have the ECU designed to self-destruct upon impact.

Re: Insurance

Posted: Thu Jun 01, 2017 10:11 am
by Mɐʇʇ
Good point. On most aftermarket tunes, it's actually pretty difficult to download the tune (involves dismantling the ECU and putting jumpers on the chip to tell it to boot up differently). I think my continued plan will be to avoid needing to make a claim in the first place.

Re: Insurance

Posted: Thu Jun 01, 2017 10:14 am
by bam_bam
Good plan, I'll try to copy you.