Warranty direct

[rocketron]

Hi first post so here goes.

Has anyone had any dealings with warrantees direct? I am thinking of covering my car with this company. They cover most major parts turbos etc up to £5000 on any one claim and covers 100% ware and tear up to 60000 miles. I have been quoted £790 for year 5 cover, which looks good value.

I know that £5000 wont go all the way to covering a major breakdown but it will cover most of the bigger bills.

Any feedback would be good

[maxxximus]

Had a warranty from Warranty direct on my S4 now for 9 months. Got 13 months for £600.

Havent had to make a claim so cant really give a real insight but id be very interested to hear from anyone whos made a successful or unsuccessful claim from this Co.

[harry]

My concern was the £5k ceiling so I went Mondial

[harry]

BTW welcome Ron

[rocketron]

Thanks Harry

Was your quote competitive? I understand that the Audi cover is underwritten and run by Mondial. Are there any limitations on the age of the car with regards to what’s covered, as Audi seem to reduce the parts covered, as the car gets older?

[harry]

All good questions and explained in the small print of policy ( i hope) but yes the perameters change over time. Circa 1500 big ones for 2001 plate cover for year. What price peace of mind. It wont take long to run up 5k on parts and labour these days if something did go POP. Not a risk i'm willing to take. I'm a classic insurance junky!

[S4INT]

I was going to go for the WD warranty, but like Harry, was put off by the £5k limits. I was also concerned about certain exclusions in the policy such as not including for any oil leaks that didn't require removal of the engine. I didn't like the way that the policy listed out all covered parts and anything not specifically mentioned wasn't covered.....

In the end I went for a RAC Gold warranty which has very few (listed) exclusions and the limit is up to the value of the car. This cost £470. The downsides of this warranty are that it doesn't cover wear and tear and the maximum labour rate is £40 /hour.

HTH,

Paul.

[dom888]

I had a policy with them which turned out to be a complete waste of money. They managed to wriggle their way out of a legitimate claim by citing the problem as a pre-exisiting condition (which it wasn't).

[rocketron]

Thanks to all for your comments. I will have to do some more shopping around. I’ve been told that RAC or AA are the only one to go for

[jon@work]

I've got the 5th year warranty from Mondial. Paying them the best part of £1200 has saved me having to pay for a £4k gearbox rebuild, an interior door handle, and a front door speaker so far.....

[rocketron]

My car is a September 2001 so also will be in year 5 this year. I would be grateful if you would give me the contact details for Mondial so I can get a quote.

Tried a quote from the RAC. Max claim is £3,000 which won’t go far but the quote was cheap.

I would have probably gone with Audi if I hadn’t have been quoted £300 for a pre warranty inspection which I feel is a bit steep!!! Then they want another £1,200 ish on top if they feel the cars up to scratch.

I don't mind splashing out the £1200 if the covers good but why should i pay £300 for the privilege.

[harry]

Afaik you cant buy from Mondial direct but only a Mondial policy through Audi hence the inspection if the car has been out of warranty for some time.

I could be wrong though and it wont be the first time.

Jon was your policy to cover an RS4? If so I'd be curious to know why I paid more than you. I know the prices had just increased prior to my purchase but £300??? I thought prices were fixed to engine size.

[fade2grey]

I had a WD policy on my S4, I figured 5k was going to cover the cost of most eventualities, plus it covered exhaust manifolds & brake calipers, something which a lot of them don't. I did make a few claims, suspension related, wheel bearings etc. All paid up with out any problems, I'm now looking at them again but I've gone over 80k miles so they don't pay 100% of the claim..

[jon@work]

Jon was your policy to cover an RS4? If so I'd be curious to know why I paid more than you. I know the prices had just increased prior to my purchase but £300??? I thought prices were fixed to engine size.

Yes it was for my RS4, but I bought it in June last year - Audi couldn't offer a further extended year (when the car turned 4 years old, so for the 5th year) 'cause of the FSA regulations changing.

[harry]

aaah that explains it then i bought one in feb this year and all the new FSA regs were in full effect. Expensive regs too...