What are you lots paying for your insurance?

[Banc Blue]

I've just had my renewal through and for the bog standard insurance it's £270 for my girlfriend and me which I thought that was quite good.

Even we I add road side assistant and the other extra it comes out £340, again not too bad

[FaisalJ]

Blimey, that is good. I'm paying almost exactly double that! 9 years no claims (protected), one single vehicle claim 2 years ago, mods declared, wife on the policy too. That's with sky insurance.

Still worth shopping around I reckon though, I normally get a better deal by switching rather than renewing, try and put it through a cash back website too (if it's one of the big insurers they're probably on quidco)

[Banc Blue]

I think what brings it down a lot is that we do less than 10k a year.

[MartayMcFly]

£1012... not exactly a direct comparison though.

[coldo]

27 y/o
2 years NCB
3 points
Sub 10k per year

£545 last year with Admiral.

[MikeFish]

3 points for speeding brings mine down by about £50 a year.

[MikeFish]

When I first bought the car it was about £1100 per year, then gradually reduced each until it hit about £300, then I modified it and it went up to about 4 or 500 I think.

[mustdash]

11 years NCB (protected)
35 y/o
1 x SP30 from 2013
1 x at fault bump from 2013

Paying £530, up slightly from last year. Will renew with AXA as surprisingly my renewal is cheaper than new business elsewhere.

[anawaz]

AIB with Hiscox as the underwriter.

Four car policy with 'Agreed Values'

I have two lots of NCD i.e. 11yrs + 9yrs. all garaged except GTD. I see the others are modern classics.

993 C2S (2k miles)
993 C2 (5k miles)
RS4 B7 Avant (5k miles)
Golf GTD (5k miles)

The GTD is my daily driver, rest are /wend only. policy comes with loads of bells and whistles. for instance i can let any driver over the age of 30 drive any car so long as they are not a member of the family household.

i love the GTD with DSG. the gear changes are phenomenally quick !

price - 1598 fully comp.

watch out for 'agreed values' !

[audi_driver79]

There are so many variables with insurance its hard to compare, eg location, your employment and also not may people have stated their voluntary or compulsory excess. I thought I did good with Privilege last year down to just over £200 around 5k a year but only just realised this year my excess was about a grand. Admiral is about £300 this year at only £500 excess, worth paying that little bit extra! Btw I have 17 years NCB and I always protect it and obviously include legal.

[Ellis]

26 y/o
8 years NCD
Clean license

£356 annual premium but with a £500 excess.

My postcode is very low risk which I think gives me the low-ish premium.

[RossDagley]

37 years old
10 years NCB
10k miles a year
MK44 postcode
6 points (now lapsed)
My B7 (value @ £15k) was £323 with £300 xs (2013-2014)
My C6 (value @ £28k) was £366 with £300 xs (2014-2015)
My B8 (value @ £67k) is £351 with £150 xs (2015+)

All protected NCB obviously.

I can get insured on basically anything for less than £750 a year. I ran some test quotes through on LaFararri's and P1's etc just to see a few months back - were coming out at £600-700 ballpark. Must be my postcode and NCB I guess.

[Shinobi675]

37
No non claims (other cars have them!)

C6 rs6

5k a year.

£1300 insurance! I think it's the en postcode even though I live outside London!

[rocket1]

My b7 is in the wifes name and i,m a named driver on her policy. Until 2 years ago she,d always been a named driver on my policy. She now has 2 years bonus, she,s 40 i,m 43 and we pay £220 which is less than our vw kiddie carrier. Thats with 5k mileage and is thru tesco insurance.

[docurley]

Age: 47
Bonus: Full No Claims
Accidents or Points: No accidents (other than someone hitting my parked car) no Points
Location: South East London
Additional drivers: No
Mileage: 8k
Cost: £550
Excess: £750 (better not have any accidents)
Insurance company: Mayfaironline.co.uk

Notes.
Admiral quoted me £1200 on renewal, got it cheaper else where