What are you lots paying for your insurance?
What are you lots paying for your insurance?
I've just had my renewal through and for the bog standard insurance it's £270 for my girlfriend and me which I thought that was quite good.
Even we I add road side assistant and the other extra it comes out £340, again not too bad
Even we I add road side assistant and the other extra it comes out £340, again not too bad
Re: What are you lots paying for your insurance?
Blimey, that is good. I'm paying almost exactly double that! 9 years no claims (protected), one single vehicle claim 2 years ago, mods declared, wife on the policy too. That's with sky insurance.
Still worth shopping around I reckon though, I normally get a better deal by switching rather than renewing, try and put it through a cash back website too (if it's one of the big insurers they're probably on quidco)
Still worth shopping around I reckon though, I normally get a better deal by switching rather than renewing, try and put it through a cash back website too (if it's one of the big insurers they're probably on quidco)

2007 RS4 B7 Avant
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Re: What are you lots paying for your insurance?
I think what brings it down a lot is that we do less than 10k a year.
- MartayMcFly
- 5th Gear
- Posts: 1293
- Joined: Mon Sep 03, 2012 6:18 pm
- Location: Scotland
Re: What are you lots paying for your insurance?
£1012... not exactly a direct comparison though. 

2001 8L S3 - sold
2008 8P2 S3 - sold
2007 B7 RS4 - sold
2006 B7 RS4 (supercharged) - sold
2016 C7 RS6 - sold
2015 8V RS3 Stage 3 - sold
2017 Alfa Giulia Quadrifoglio
2008 8P2 S3 - sold
2007 B7 RS4 - sold
2006 B7 RS4 (supercharged) - sold
2016 C7 RS6 - sold
2015 8V RS3 Stage 3 - sold
2017 Alfa Giulia Quadrifoglio
Re: What are you lots paying for your insurance?
27 y/o
2 years NCB
3 points
Sub 10k per year
£545 last year with Admiral.
2 years NCB
3 points
Sub 10k per year
£545 last year with Admiral.
B7 RS4 Saloon - Sprint Blue
Re: What are you lots paying for your insurance?
3 points for speeding brings mine down by about £50 a year.
Re: What are you lots paying for your insurance?
When I first bought the car it was about £1100 per year, then gradually reduced each until it hit about £300, then I modified it and it went up to about 4 or 500 I think.
Re: What are you lots paying for your insurance?
11 years NCB (protected)
35 y/o
1 x SP30 from 2013
1 x at fault bump from 2013
Paying £530, up slightly from last year. Will renew with AXA as surprisingly my renewal is cheaper than new business elsewhere.
35 y/o
1 x SP30 from 2013
1 x at fault bump from 2013
Paying £530, up slightly from last year. Will renew with AXA as surprisingly my renewal is cheaper than new business elsewhere.
CURRENT: Montecarlo Blue Alfa Romeo Giulia Quadrifolglio, 2.9ltr bi-turbo, 510bhp
PREVIOUS: Volvo V60 Polestar, build number 149/700 worldwide - 3ltr straight 6 turbo. 350bhp remapped to 400bhp. Only one of 120 in the UK
PREVIOUS: Misano red B7 saloon, stage 2 map to 425bhp, manifold flap delete, KW V3 coilovers.
PREVIOUS: Volvo V60 Polestar, build number 149/700 worldwide - 3ltr straight 6 turbo. 350bhp remapped to 400bhp. Only one of 120 in the UK
PREVIOUS: Misano red B7 saloon, stage 2 map to 425bhp, manifold flap delete, KW V3 coilovers.
Re: What are you lots paying for your insurance?
AIB with Hiscox as the underwriter.
Four car policy with 'Agreed Values'
I have two lots of NCD i.e. 11yrs + 9yrs. all garaged except GTD. I see the others are modern classics.
993 C2S (2k miles)
993 C2 (5k miles)
RS4 B7 Avant (5k miles)
Golf GTD (5k miles)
The GTD is my daily driver, rest are /wend only. policy comes with loads of bells and whistles. for instance i can let any driver over the age of 30 drive any car so long as they are not a member of the family household.
i love the GTD with DSG. the gear changes are phenomenally quick !
price - 1598 fully comp.
watch out for 'agreed values' !
Four car policy with 'Agreed Values'
I have two lots of NCD i.e. 11yrs + 9yrs. all garaged except GTD. I see the others are modern classics.
993 C2S (2k miles)
993 C2 (5k miles)
RS4 B7 Avant (5k miles)
Golf GTD (5k miles)
The GTD is my daily driver, rest are /wend only. policy comes with loads of bells and whistles. for instance i can let any driver over the age of 30 drive any car so long as they are not a member of the family household.
i love the GTD with DSG. the gear changes are phenomenally quick !
price - 1598 fully comp.
watch out for 'agreed values' !
- audi_driver79
- 4th Gear
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- Location: Teesside / N. Yorks
Re: What are you lots paying for your insurance?
There are so many variables with insurance its hard to compare, eg location, your employment and also not may people have stated their voluntary or compulsory excess. I thought I did good with Privilege last year down to just over £200 around 5k a year but only just realised this year my excess was about a grand. Admiral is about £300 this year at only £500 excess, worth paying that little bit extra! Btw I have 17 years NCB and I always protect it and obviously include legal.
C5 RS6 Avant Mugello Blue, Original Springs.
1997 Audi Cabriolet 1.8 for when its Sunny!
2001 A2 1.4tdi 75bhp.
1997 Audi Cabriolet 1.8 for when its Sunny!
2001 A2 1.4tdi 75bhp.
Re: What are you lots paying for your insurance?
26 y/o
8 years NCD
Clean license
£356 annual premium but with a £500 excess.
My postcode is very low risk which I think gives me the low-ish premium.
8 years NCD
Clean license
£356 annual premium but with a £500 excess.
My postcode is very low risk which I think gives me the low-ish premium.
- RossDagley
- Top Gear
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- Location: Bedford, UK
Re: What are you lots paying for your insurance?
37 years old
10 years NCB
10k miles a year
MK44 postcode
6 points (now lapsed)
My B7 (value @ £15k) was £323 with £300 xs (2013-2014)
My C6 (value @ £28k) was £366 with £300 xs (2014-2015)
My B8 (value @ £67k) is £351 with £150 xs (2015+)
All protected NCB obviously.
I can get insured on basically anything for less than £750 a year. I ran some test quotes through on LaFararri's and P1's etc just to see a few months back - were coming out at £600-700 ballpark. Must be my postcode and NCB I guess.
10 years NCB
10k miles a year
MK44 postcode
6 points (now lapsed)
My B7 (value @ £15k) was £323 with £300 xs (2013-2014)
My C6 (value @ £28k) was £366 with £300 xs (2014-2015)
My B8 (value @ £67k) is £351 with £150 xs (2015+)
All protected NCB obviously.
I can get insured on basically anything for less than £750 a year. I ran some test quotes through on LaFararri's and P1's etc just to see a few months back - were coming out at £600-700 ballpark. Must be my postcode and NCB I guess.
Believe only the man who has nothing to gain from what he says.
2017 BMW M4 Competition Pack - Mineral Grey - 530ps by bootmod3, JCWeldfab exhaust.
Previously:
Renault Megane R26 - Liquid Yellow - 275ps.
2015 Audi Exclusive RS4 B8 - Merlin Purple - JCWF Exhaust
2009 Audi RS6 C6 - Phantom Black - 730ps MRC Tuned
2008 Audi RS4 B7 - Phantom Black - 449ps MRC Tuned
2002 Peugeot 106 Gti - Mauritius blue - 430ps Home built.
2017 BMW M4 Competition Pack - Mineral Grey - 530ps by bootmod3, JCWeldfab exhaust.
Previously:
Renault Megane R26 - Liquid Yellow - 275ps.
2015 Audi Exclusive RS4 B8 - Merlin Purple - JCWF Exhaust
2009 Audi RS6 C6 - Phantom Black - 730ps MRC Tuned
2008 Audi RS4 B7 - Phantom Black - 449ps MRC Tuned
2002 Peugeot 106 Gti - Mauritius blue - 430ps Home built.
- Shinobi675
- 5th Gear
- Posts: 1367
- Joined: Thu Sep 04, 2014 9:04 pm
Re: What are you lots paying for your insurance?
37
No non claims (other cars have them!)
C6 rs6
5k a year.
£1300 insurance! I think it's the en postcode even though I live outside London!
No non claims (other cars have them!)
C6 rs6
5k a year.
£1300 insurance! I think it's the en postcode even though I live outside London!
996 C4S, B8 RS4, CBR600RR & a little ZXR400
Re: What are you lots paying for your insurance?
My b7 is in the wifes name and i,m a named driver on her policy. Until 2 years ago she,d always been a named driver on my policy. She now has 2 years bonus, she,s 40 i,m 43 and we pay £220 which is less than our vw kiddie carrier. Thats with 5k mileage and is thru tesco insurance.
rs4 b7 daytona avant. Miltek resonated valved, Mrc stage 2
vw touran 2.0tdi, blue /black leather. family wagon!!.
repsol honda fireblade.
Zx12r b1 in black and gold. The colour to have!!
vw touran 2.0tdi, blue /black leather. family wagon!!.
repsol honda fireblade.
Zx12r b1 in black and gold. The colour to have!!
Re: What are you lots paying for your insurance?
Age: 47
Bonus: Full No Claims
Accidents or Points: No accidents (other than someone hitting my parked car) no Points
Location: South East London
Additional drivers: No
Mileage: 8k
Cost: £550
Excess: £750 (better not have any accidents)
Insurance company: Mayfaironline.co.uk
Notes.
Admiral quoted me £1200 on renewal, got it cheaper else where
Bonus: Full No Claims
Accidents or Points: No accidents (other than someone hitting my parked car) no Points
Location: South East London
Additional drivers: No
Mileage: 8k
Cost: £550
Excess: £750 (better not have any accidents)
Insurance company: Mayfaironline.co.uk
Notes.
Admiral quoted me £1200 on renewal, got it cheaper else where
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