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I'm going to get an RS4 B8.

I've just had a bit of a surprise when I contacted LV who I currently insure with, as they seem to only associate your No Claims Discount with one car...

Currently got (and will keep) a high mileage Land Rover Defender 110. Aprox 10k / Year (has 150k on clock)
Will purchase low milage 2014 RS4 B8. Aprox 5k - 8k / Year prob. less (has 18k on clock)

Any companies I should look at ?

I'm 51. 9 years protected. But I did have a 'Fault Claim' at the beginning of this year. Defender reversed over another car. He was very close... Didn't see him !

I would appreciate any advice / comments - other than don't reverse over other peoples cars !

Thanks Paul.

And don't laugh, but when getting a re-quote, I found out my insurance on the LR has actually run out ! One of 'THOSE' days !

That's the way NCDs work with all companies. If you're moving from one car to two you might get an "introductory discount" on one, the NCD will not apply to both.
The Fault Claim won't help obviously. Good luck.

The best strategy will probably be to use your existing NCD on the RS4 and start again on the Rangy. Could you treat it as a "Classic"?

I had my modified RS4 insured with Adrian Flux with over 20 years NCD. I then insured my modified RS6 with Adrian Flux too (with no seperate NCD). They said they could give me some discount due to my RS4 policy with them. 2 years later when I sd the rs4 I tried to transfer all my NCD to my RS6 policy but they said I already effectively had it on there. I thought it was an introductory offer but now seems like they applied the same bonus to 2 policies.

Try Sky insurance - they can “mirror” NCD from another vehicle.

I have 9 or 10 years on the RS4 (admiral multicar), mirrored onto the R8 policy (Sky).


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Esure mirror the no claims.
Got my RS6 as main policy. My defender on second policy with mirrored no claims.


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