Exit Stage Left?
Posted: Mon Jul 03, 2017 8:52 am
So this past month or so I've had a bit of a reversal on the 'head and heart' with the rare result that my head has now taken over and I've come to the conclusion that I'm paying far too much for what is, after all, just a car. Seeing as I had to jump through a few hoops to get into the car the irony of the whole situation is not lost on me! Broad shoulders and all that.
I'm just about 4 months into a PCP deal and my current settlement is around £68k. Ideally I'd like to downsize and have a few more hundred quid in my back pocket every month. The car is everything I expected and more but I'm giving away a mortgage payment every month and I don't live in the car.
So...what to do? Sell privately and get the max I can to pay off the finance? Trouble is selling a car privately is ALWAYS a total ball-ache however I'd like to think that the higher priced end of the market would weed out the usual lunatics and idiots that come out of the woodwork. I could also try a dealer to 'lump and bump' the finance onto another car but so far that's proved a dead end although each dealer is different. Also considering CarWow although I don't think dealers are going to offer me any more than £60k as they need to make profit.
Failing that I'll hang onto the car until the situation is more favourable.
Big question is though-what to get next? Budget would be around £50k (monthly payments around the £800 ish mark ideally). The GT-R has raised its head again and there are 2012 tuned low mileage ones within that budget-would have to drive and try it out for daily drive suitability though. Looking at an M4 Competition Pack tomorrow and also looked at a C63S last week but they couldn't work the finance so didn't test drive. Obviously the last two are RWD and I'd lose that all year round capability. The Merc sounded the nuts though and has a real bruiser presence about it which I liked.
Trouble is the RS6 really ticks all boxes as discussed many times before. As I've said before I'm hooked on great cars and not from a particular marque.
Any suggestions?
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I'm just about 4 months into a PCP deal and my current settlement is around £68k. Ideally I'd like to downsize and have a few more hundred quid in my back pocket every month. The car is everything I expected and more but I'm giving away a mortgage payment every month and I don't live in the car.
So...what to do? Sell privately and get the max I can to pay off the finance? Trouble is selling a car privately is ALWAYS a total ball-ache however I'd like to think that the higher priced end of the market would weed out the usual lunatics and idiots that come out of the woodwork. I could also try a dealer to 'lump and bump' the finance onto another car but so far that's proved a dead end although each dealer is different. Also considering CarWow although I don't think dealers are going to offer me any more than £60k as they need to make profit.
Failing that I'll hang onto the car until the situation is more favourable.
Big question is though-what to get next? Budget would be around £50k (monthly payments around the £800 ish mark ideally). The GT-R has raised its head again and there are 2012 tuned low mileage ones within that budget-would have to drive and try it out for daily drive suitability though. Looking at an M4 Competition Pack tomorrow and also looked at a C63S last week but they couldn't work the finance so didn't test drive. Obviously the last two are RWD and I'd lose that all year round capability. The Merc sounded the nuts though and has a real bruiser presence about it which I liked.
Trouble is the RS6 really ticks all boxes as discussed many times before. As I've said before I'm hooked on great cars and not from a particular marque.
Any suggestions?
Sent from my iPhone using Tapatalk