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Insurance renewal!!!!

Posted: Tue Jan 26, 2010 5:12 pm
by spanner1210
Just managed to barter AXA down to 320 quid!! well happy!!

RE: Insurance renewal!!!!

Posted: Tue Jan 26, 2010 5:15 pm
by andyt
The only way I could manage that was if I told them it was garaged overnight. And all day. 24x7.

Re: Insurance renewal!!!!

Posted: Tue Jan 26, 2010 6:11 pm
by CliveH
spanner1210 wrote:Just managed to barter AXA down to 320 quid!! well happy!!
That's very good! Do you mind disclosing some of the basics that affect premium such as age, marital status, NCB, points?

RE: Re: Insurance renewal!!!!

Posted: Tue Jan 26, 2010 6:48 pm
by spanner1210
No probs.... Im single, 30 years old, 6 years no claims bonus and zero points!! maybe to do with my post code also!!

RE: Re: Insurance renewal!!!!

Posted: Tue Jan 26, 2010 8:40 pm
by CliveH
That is amazing! Yea, postcode is a big factor too. Thanks for sharing that with us.

Posted: Tue Jan 26, 2010 8:43 pm
by Fingers01
Was that fully comprehensive?

What voluntary excess have they stung you for?

It seems like a real bargain!

Posted: Tue Jan 26, 2010 9:07 pm
by ecain63
Mine was £730 last year. 27 years old, 2 years NCD, no points and 'advanced drivers course'. Includes MTM1.
This year, £890, 28 years old, 0 years NCD (claimed last year @ £3k), no points, adavnced drivers cse, MTM1.

Posted: Tue Jan 26, 2010 10:07 pm
by el_ringo
I paid over £800 and thought that was a good deal!! At the time 29, 5yr NCB 1x claim, IAM Cert, Mods - remamp, coilovers,zorst. I might give them a shout next time.

R

Posted: Tue Jan 26, 2010 10:37 pm
by darrenswift
I'm 34 and have just renewed with Admiral on a multicar policy. £238 for mine and £260 for my fiancee's A3 1.9TDi.
That includes me claiming £2750 last October when a deer hit my car.
I have 11 years NCB (protected) and now have a £500 excess.
I'd give them a go, as they seem to offer by far the best deal ;)

Posted: Wed Jan 27, 2010 7:33 am
by batty
there's some stunning deals being quoted...
i'm shopping around for renewal at the moment.
i'm 44, 9ys NCD protected but with windscreen claim last year, 1xSP30 in 2005 & the missis is 39, 8 yrs NCD, 1xSP30 in 2005 (that was a bad year..!)
no voluntary excess, protected NCD, garaged, courtesy car, legal cover
best so far is swiftcover at £400
worst is £900 with Direct Line

i was quite chuffed with the £400 quote until I saw some of these..!!
i'm an old git and still seem to be stung - my theory is that i'm "flagged-up" on the common database as a long-term risk due to previous speeding (bike & car)...harumph..!!

Posted: Wed Jan 27, 2010 8:18 am
by ecain63
Yeah, mine is with Admiral aswell.

Posted: Wed Jan 27, 2010 1:23 pm
by Smiler2833
Got my insurance through the AA for my wife & myself £327,
fully comprehensive. £250 voluntary excess, protected NCD (9 years), parked in drive, courtesy car, legal cover etc, etc

Posted: Wed Jan 27, 2010 1:23 pm
by AudiPartner
Lol, I thought mine was reasonable at £1400! 28, 5 years NCB, but 6 points and 6 month ban on record...

Posted: Wed Jan 27, 2010 2:17 pm
by spanner1210
fully comp, im on a 500 quid excess, but touch wood i'm not worried about that!!

has anyone tried getting a quote for the bmw equal, the M5? i got quoted 1500! i was going to get one, before i realized the rs6 was within budget!!