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Do insurance companies actually know what an RS 6 is ?
Posted: Tue Mar 24, 2009 9:59 am
by HYFR
just had Elephant quote my renewal premium on my incoming S4.
they quoted an
INCREASE in premium over the RS 6 of £420 !
the RS had 100bhp more, worth more and surely more desirable to thieves ?
needless to say I wont be renewing with them.
these are the same people that gave me a £150 refund on my premium when I switched from my TT QS which had 200bhp less !
RE: Do insurance companies actually know what an RS 6 is ?
Posted: Tue Mar 24, 2009 2:09 pm
by andy71_lh
I had a similar thing when I was looking for insurance last month.
One website gave me a quote for an S6, and when I corrected the make of car to an RS6, the premium went down....
RE: Do insurance companies actually know what an RS 6 is ?
Posted: Tue Mar 24, 2009 5:24 pm
by Daveperc
Perhaps it a "Discerning driver" discount??
Dave
RE: Do insurance companies actually know what an RS 6 is ?
Posted: Tue Mar 24, 2009 6:34 pm
by Mac-Logotech
It was cheaper for my RS6 Avant than an S4 or an S6 saloon!
RE: Do insurance companies actually know what an RS 6 is ?
Posted: Tue Mar 24, 2009 6:48 pm
by HYFR
so it seems it is the case - they simply must not understand what car it is ? or is there a higher risk profile attached to, say, an S4 ?
I dont know how insurance works, but on the face of it its not logical
RE: Do insurance companies actually know what an RS 6 is ?
Posted: Tue Mar 24, 2009 7:37 pm
by Shoppinit
It's all about risks and statistics. Possibly the RS6 represents too small a data set.
Or maybe RS6 owners are more likely to garage them, fit trackers, and generally take more care than say a TT owner?
RE: Do insurance companies actually know what an RS 6 is ?
Posted: Tue Mar 24, 2009 8:52 pm
by deanobeano
picking my plus up on Friday - Swiftcover 228.00 fully comp 8 years NCD 10k per annum. garaged. 41 years old. Needed tracker though.
RE: Do insurance companies actually know what an RS 6 is ?
Posted: Tue Mar 24, 2009 11:01 pm
by BigMo
£228!!!!!! Bargain! I'll have some of that! My renewal is due beginning of April. Happy has quoted me £620 fully comp and protected NCB. Time to shop around me thinks.
RE: Do insurance companies actually know what an RS 6 is ?
Posted: Wed Mar 25, 2009 11:15 am
by Golffather
There's another thread on premiums etc but I was quoted between £450 and £501 from a selection of 3 popular firms, Priviledge, Admiral and Adrian Flux. NU quoted me unhappy at £915 but the free 7 days insurance was worth the pain endured with the Indian call center!
Re: RE: Do insurance companies actually know what an RS 6 is
Posted: Wed Mar 25, 2009 7:08 pm
by 355marcus
BigMo wrote:£228!!!!!! Bargain! I'll have some of that! My renewal is due beginning of April. Happy has quoted me £620 fully comp and protected NCB. Time to shop around me thinks.
God what ever you do dont buy into that "Quote me happy" boll**ks!!
The Quote might make you happy but their service should you have to make a claim is shocking!!! My advice. When you find a quote you like the look of, give them a ring and ask where their Claims Department is? If like "HAPPY" its in India, then try your next favourite!!