Do insurance companies actually know what an RS 6 is ?

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HYFR
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Do insurance companies actually know what an RS 6 is ?

Post by HYFR » Tue Mar 24, 2009 9:59 am

just had Elephant quote my renewal premium on my incoming S4.

they quoted an INCREASE in premium over the RS 6 of £420 ! :shock:

the RS had 100bhp more, worth more and surely more desirable to thieves ?

needless to say I wont be renewing with them.

these are the same people that gave me a £150 refund on my premium when I switched from my TT QS which had 200bhp less !

:bash:

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andy71_lh
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RE: Do insurance companies actually know what an RS 6 is ?

Post by andy71_lh » Tue Mar 24, 2009 2:09 pm

I had a similar thing when I was looking for insurance last month.
One website gave me a quote for an S6, and when I corrected the make of car to an RS6, the premium went down....

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Daveperc
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RE: Do insurance companies actually know what an RS 6 is ?

Post by Daveperc » Tue Mar 24, 2009 5:24 pm

Perhaps it a "Discerning driver" discount??
:)

Dave

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Mac-Logotech
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RE: Do insurance companies actually know what an RS 6 is ?

Post by Mac-Logotech » Tue Mar 24, 2009 6:34 pm

It was cheaper for my RS6 Avant than an S4 or an S6 saloon!
54 AUDI RS6 AVANT
2001 BMW E39 M5
1997 Volvo V70R AWD

HYFR
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RE: Do insurance companies actually know what an RS 6 is ?

Post by HYFR » Tue Mar 24, 2009 6:48 pm

so it seems it is the case - they simply must not understand what car it is ? or is there a higher risk profile attached to, say, an S4 ?

I dont know how insurance works, but on the face of it its not logical

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Shoppinit
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RE: Do insurance companies actually know what an RS 6 is ?

Post by Shoppinit » Tue Mar 24, 2009 7:37 pm

It's all about risks and statistics. Possibly the RS6 represents too small a data set.

Or maybe RS6 owners are more likely to garage them, fit trackers, and generally take more care than say a TT owner?
Daytona RS6 C5 Avant. Viper'd, Billies, Waggers, MTM box brain, C6 stoppers, xcarlink, R8 coolant cap (woohoo)
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deanobeano
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RE: Do insurance companies actually know what an RS 6 is ?

Post by deanobeano » Tue Mar 24, 2009 8:52 pm

picking my plus up on Friday - Swiftcover 228.00 fully comp 8 years NCD 10k per annum. garaged. 41 years old. Needed tracker though.
08 Prius (saving money)
RS6+ (spending money)

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BigMo
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RE: Do insurance companies actually know what an RS 6 is ?

Post by BigMo » Tue Mar 24, 2009 11:01 pm

£228!!!!!! Bargain! I'll have some of that! My renewal is due beginning of April. Happy has quoted me £620 fully comp and protected NCB. Time to shop around me thinks.
RS6 (MRC'd with econodrive) is not just for Xmas
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Golffather
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RE: Do insurance companies actually know what an RS 6 is ?

Post by Golffather » Wed Mar 25, 2009 11:15 am

There's another thread on premiums etc but I was quoted between £450 and £501 from a selection of 3 popular firms, Priviledge, Admiral and Adrian Flux. NU quoted me unhappy at £915 but the free 7 days insurance was worth the pain endured with the Indian call center!

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Re: RE: Do insurance companies actually know what an RS 6 is

Post by 355marcus » Wed Mar 25, 2009 7:08 pm

BigMo wrote:£228!!!!!! Bargain! I'll have some of that! My renewal is due beginning of April. Happy has quoted me £620 fully comp and protected NCB. Time to shop around me thinks.
God what ever you do dont buy into that "Quote me happy" boll**ks!!
The Quote might make you happy but their service should you have to make a claim is shocking!!! My advice. When you find a quote you like the look of, give them a ring and ask where their Claims Department is? If like "HAPPY" its in India, then try your next favourite!!

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